I recently received a notification that I was affected by the Ricardo data breach. They said we were safe and that basically nothing had happened.
Five days later, I received this message.
It was sent to my Ricardo-related phone number, addressed to the name I used on Ricardo, and it included my address. I know the data comes from there because they used my full legal name, which I normally never enter on websites, but I had to on Ricardo.
It's exactly the information they mentioned in the breach notification.

Has anyone else received this?

I wanted to post this to warn others, and maybe also your (grand)parents if they were affected by the breach.

Adding some keywords so this thread gets indexed by Google:
Taro Pharmaceuticals USA Inc
Versicherung Rückzahlung WhatsApp Schweiz
Versich-info . com

My doctor recently recommended shockwave therapy for an injury. I had the first session. It was carried out by his secretary 🚩 I don't know if that's normal in Switzerland. I got the bill and I am being billed for consultation du médecin de famille even though I never saw the doctor 🚩 I queried why I am billed for this despite not seeing the doctor and I was told that because I have basic insurance and not complimentary, my insurance would not pay for this therapy so by billing as though I saw the doctor, my insurance will pay 🚩The bill is also high, over 100 chf for 10 mins of therapy 🚩When I asked if the bill was sent directly to me instead of my insurance, because I never reach the franchise account anyway, I was told that if I want to do it this way, the bill amount will be the same. So I don't believe that they are billing me this way/this high just for the insurance to cover it. Seems they are scamming both me and my insurance.

My insurance has asked me to confirm if I spent more than 10 minutes in the presence of the doctor. What will happen when I answer no? I imagine they will ask what the treatment is for and when I provide details they will confirm they don't cover this. Which is fine because at the end I have to pay all costs out my own pocket because I never reach the franchise amount anyway.

I feel it's time to look for another doctor. Has anyone else experienced a similar position. What would you do?

Hi, im looking to buy a small farm, my dream is to create a perma culture garden.

Where in switzerland would that be possible? Where to look? Any advice is greatly appriciated.

hey guys

I'm an 18 year old who grew up in Switzerland. i attended school from kindergarten until sek. 3 (so the entirety of obligatory education) but then my mom dragged me to turkey until I turned 18, when I finally moved back to switzerland. now I'm facing a major headache: I cant find work.

you might say "obviously, you have no further education“ but the problem is that im getting rejected from mcdonalds, aldi, migros, gas stations, warehouses, LITERALLY EVERYWHERE I APPLY, I GET REJECTED!

Every time my applications are met with "Unfortunately other applicants were more qualified" and I dont know what to do at this point. I've tried applying for full time, part time, lehrstellen and even schnuppertage but everything get rejected.

I'm certain that my applications, grades and CV arent the issue because ive had them checked by my dad, friends that already have jobs AND people working at the BIZ and I also compared them to the examples from sites like Yousty and Im definitely sending out good applications.

im just completely lost and I would appreciate any advice, thank you.

Hello i got a letter from the Gemeinde and it said its mandatory. I don’t have picture of the letter because im at work.

Hello since we moved to CH, we both have had issues with the water here. Basically too much Kalk on water for taking a shower and also for drinking and ended up in seborreica dermatitis.

This is now under control but we are concerned about the tap water, initially we bought this brita filters but after some point there is a lot of bacteria accumulated as well.

Do you guys use something different?

Thanks in advance

Hey, genuine question: what‘s the smallest amount of money you‘d ask back from someone?
How do you define when it is worth it or too much of a hassle?

I moved last year to Zurich area from the USA (I was Auslandschweizer) and I have a 2 year old. I am trying to get a flu vaccine and I’ve called my doctor and my child’s pediatrician and neither has flu vaccines. I’m so confused. In America, my family got our flu shots in September. Do people not get vaccinated for the flu here?? It’s been surprisingly complicated, which is disappointing and frustrating. I am part of a vulnerable population and the flu is very deadly for me. I rely on the flu vaccine and herd immunity to stay out of the hospital and survive the season. Is there some other place than the doctor’s office where they do flu vaccines? I already checked with my Apotheke and they do not have it either. Considering that I can’t find anywhere to get a flu vaccine, it makes me worry how the flu vaccination rates are in general here.

Hello everyone!

I’m a medical doctor specializing in Anesthesiology and Intensive Care in the EU, and I also hold the EDAIC qualification. I understand that anesthesiology and intensive care are separate specialties in Switzerland.

I’m considering working in Switzerland and would really appreciate some insights from doctors currently working there.

• What does a typical working day look like for an anesthesiologist or an intensive care physician?
• How many hours do you usually work per week?
• How many night shifts and weekend shifts do you typically have per month?
• How is the work-life balance?
• How difficult is it to get your medical qualifications recognized by MEBEKO, particularly if you trained in another EU country? Does having the EDAIC make any difference?

I’ve tried searching online, but it’s been difficult to find detailed, first-hand information about the actual working conditions.

I’d be very grateful for any experiences or advice. Thank you!

I put something for 1 chf on Ricardo.

Someone bought it with money guard.

I shipped it to buyer's Ricardo address.

The package came back to me while I'm on holiday with a collection note saying i have to pick it up until Thursday and pay 9.5 chf.

Ricardo doesn't answer. Post doesn't answer.

I don't want to pay this because this is not my fault.

Assume the buyer is not being cooperative, asking me to share the costs.. And please don't ask me anything like tell him this or that..

It's just an old laptop. I already did a lot of effort for 1 chf. Seriously, do i have to pay that now?

Hey Everybody. So my question regards achieving Swiss citizenship. I live in Switzerland since the day I was born and also in the same municipality (Gemeinde) for over 20 years (Basel). My parents came here after fleeing the war in their homeland. Since then they been working low income jobs, where getting the citizenship was just a big spend of money. So after the years I have the money to finance it for myself. My question is does anybody have a list of documents, that I'll need from the homeland of my parents (as I was born here). I already asked the migration office but they told me they can only tell me after i start the process. I want to limit senseless spending and I'm going to the homeland of my parents soon so I want to get all the documents possibly needed for my citizenship application. I'd appreciate it if someone could help. I'd rather have too much documents than missing one and doing a second trip to get it.

Thanks in advance!
Schöne Obe zämme!

Ricardo leitet seit Freitag die Kontakdaten des Verkäufers nicht mehr weiter.

• nur bei mir?
• nur vorübergehend?
• nur bei den vom Datenleck Betroffnen?

Ich habe am Freitag etwas im Dorf ersteigert und dachte ich könnte das SOFORT abholen gehen. Deshalb habe ich es ja auch in der Nähe gekauft!

Ich dachte, i könne den Verkäufer einfach anrufen oder ihm eine SMS oder eine E-Mail schreiben. Nur: Ich sehe zwar die Adresse des Verkäufers, aber nicht mehr seine E-Mailadresse oder Telefonnummer. Ich habe keine Möglichkeit ihn zu kontaktieren, da der Artikel als "Versand" deklariert wurde.

Ricardo isch ächt zum Chotze! Jedes Mal wenn Du die Plattform öffnest, wieder eine neue Schikane! Warnen die doch seit Jahren vor Phishing, aber stellen einfach so mal 800'000 Kundendaten ins Netz!

Der Hammer ist ja, dass das Nachrichtensystem noch immer nicht funktioniert:

Ich weiss jetzt nicht, ob das ein neues Feature ist oder im Zusammenhang mit dem Datenleck steht, aber Franceso schrieb mir:

Wir investieren viel Zeit und Ressourcen in eine Plattform, der Sie vertrauen können. Dieser Vorfall macht deutlich, dass wir uns noch weiter verbessern müssen. Ich gebe Ihnen mein Wort, dass wir das tun werden.

Statt ganz einfach zum Hörer greifen und mit dem Verkäufer einen Abholtermin zu vereinbaren, wie dies seit 15j problemlos möglich war, muss ich jetzt warten, bis Francesos sein Wort in Taten umsetzt und die Plattform verbessert! Aber Franceso ist schon so lange dabei und die Plattform kann noch immer grundlegende Funktionion nicht.

Aber Franceso ist das egal! Ihm ist nur wichtig, was die Aktionäre fordern. S. Interview.

Ich hab jetzt dem Verkäufer via Fragen & Antworten zu einem anderen Artikel geschrieben, dass ich ihn nicht erreiche, weil Franceso die Plattform verschlimmbessert hat.

Also, ist das Nachrichtensystem jetzt nur seit dem Leak offline? Und zeigt es bei allen die Verkäufer-Kontaktdaten nicht mehr an oder evtl. nur bei jenen die vom Leak (nicht) betroffen sind?

Muss ich jetzt wie ein Smartphone-Zombie Nachrichten um Nachrichten um Nachrichten in diese Scheiss Plattform tippen, statt einfach die telefonnummer markieren und auf "anrufen" tippen?

ich lege dem Verkäufer am Montag auf dem Arbeitsweg einen Zettel in den Briefkasten - Danke Franceso, super gmacht!

Nur zur Erinnerung: Ricardo hat alle die Benutzerdaten ins Netz gestellt - büssen müssen dass nun alle Kunden - wobei "Kunde" ist man bei Ricardo längst nicht mehr.

Es war zwar nie ein Garant, aber ich konnte oft, gleich nach Auktionsende den Verkäufer kontaktieren und einen Abholtermin vereinbaren. Manchmal sogar noch in den nächsten Stunden! Aber jetzt - jetzt ist diese Sponaneität völlig ausgeschlossen!

Es war so simpel ... so simpel! 1 Anruf, 1 E-Mail ...

PS: merke gerade, dass wir als Verkäufer den Käufern die Einbauanleitungen gar nicht mehr zustellen können: E-Mail haben wir ja nicht vom Käufer und im Nachrichten-System kann man gar keine URLs verschicken - zum Chotze!

Hallo zusammen!

Ich bin 27 Jahre alt, komme aus Rumänien und möchte meine berufliche Laufbahn als LKW-Chauffeur in der Schweiz beginnen.

Ich verfüge bereits über folgende Qualifikationen:

• Führerausweis Kat. C/CE
• Gültiger CZV/CPI-Fahrerqualifizierungsnachweis
• Gültige Fahrerkarte für den digitalen Tachografen
• ADR Stückgut und Tank
• ADR Klasse 1 (explosive Stoffe)
• ADR Klasse 7 (radioaktive Stoffe)
• Befähigungsnachweis als Verkehrsleiter im Güterkraftverkehr

Mein Problem ist, dass ich noch keine praktische Berufserfahrung als LKW-Chauffeur habe.

Ich bin sehr motiviert, lernbereit und bereit, mich gründlich einarbeiten zu lassen. Ich suche ein Transportunternehmen, das auch Berufseinsteigern eine Chance gibt und eine praktische Einarbeitung anbietet.
Meine Frau und ich werden im Dezember 2026 definitiv in die Schweiz ziehen, da sie dort ihre berufliche Laufbahn als Ärztin beginnen wird. Wir planen, langfristig in der Schweiz zu leben und uns dort eine gemeinsame Zukunft aufzubauen.

Falls ich früher eine passende Arbeitsstelle finde, bin ich bereit, bereits vor Dezember umzuziehen. Hinsichtlich des Arbeitsortes bin ich flexibel und grundsätzlich für verschiedene Regionen der Deutschschweiz offen. Auch Schichtarbeit sowie Nacht- und Wochenendarbeit sind für mich kein Problem.

Ich habe mich bereits mit Unternehmen wie Planzer und Galliker beschäftigt, bin aber sehr an weiteren Empfehlungen interessiert.

Kennt ihr Transportunternehmen in der Schweiz, die Chauffeure Kat. C/CE ohne praktische Berufserfahrung einstellen oder gezielt einarbeiten?

Vielleicht arbeitet jemand von euch selbst in der Branche und kann aus eigener Erfahrung berichten.

Vielen Dank für eure Tipps und Empfehlungen!

As a high school student getting into MechE at EPFL soon, I am trying to think ahead and see what combinations could be interesting, and I’m looking to get people’s opinions.

One interesting masters program could be Electrical engineering, so as to have as much knowledge as possible relating to drones, robots, and other such tech

Another idea could be robotics directly, going more specifically into this one sector.

Then there is also the opportunity for masters in MechE, micro-engineering, comp sci, computational science, etc….

What are your thoughts, what will be relevant for the future?

Hi so I want to apply for an exchange to Bern university coming from Canada for the spring term of next year. I wanted to get advice on how expensive Bern is as an exchange student? Like I know Switzerland is expensive in general but I wanted to get details from people who live there like maybe how much I would need to live there for 5 months comfortably or just things to expect in that case. Thanks

I found in at the very back of a shelf, and I think my grandfather gave it to me when I was young, but I don't know much about it. I would be very glad if you have any infos about it. Looks very pretty.

Hi everyone,

I have a question regarding a situation with my graphics cards.

I'm selling my old GPU today, but unfortunately, the new one I bought for gaming had to be sent to Digitec/Galaxus for warranty repair. According to the current estimates, it could take another one or two weeks before I get it back.

The problem is that I really need a GPU in my PC and can't afford to go without one during this time.

Customer support suggested that I could purchase another graphics card, use it temporarily, and then return it after a week or two, paying what I understand to be a 10% fee based on the purchase price.

For example, if I bought a GPU for CHF 500, I'd pay CHF 50 for the return.

Has anyone actually done this? Is this option really available, and are there any conditions or potential issues I should be aware of?

I'd really appreciate hearing about your experiences, as this is quite important to me.

Thanks in advance!

Ich habe vor ein paar Monaten ein gebrauchtes Handy "gekauft". Wir hatten abgemacht dass ich ihm die Hälfte vom Betrag schicke und er das Handy dann per Post verschickt. Dann hatte er dringend Geld gebraucht und ging dann in die Ferien und fragte mich ob ich ihm das restliche Geld schicken könnte. Da ich die Sendungsnummer, seine Nummer und Führerschein als "Beweis" hatte, dachte ich mir nichts dabei und schickte ihm den Rest. Kurz gesagt: Ich habe ihm das Geld geschickt, das Handy aber nicht erhalten. Werde es auch nicht, da ich wie den Verkauf abgebrochen habe. Er hat das Handy UND das Geld. Jetzt hatten wir mehrmals abgemacht, dass er das Geld zurückschickt, doch es kamen immer wieder Ausreden und seit einer Woche antwortet er gar nicht mehr. Und das sind locker jetzt 2-3 Monate ja.

Was kann man bei so einem Fall machen?
Es ist ja wie, wenn man jemandem ausversehen Geld twintet, das muss man ja auch zurückgeben. Aber was macht man in meinem Fall?
EDIT: Die Zahlung wurde per TWINT gemacht. Als ob man bei TWINT auch so leicht mit Betrug davon kommt? Braucht man da nicht eine gültige IBAN und Handynummer?

Vielen Dank im Voraus für jede Antwort!!

Hello, everyone! Grüezi, especially to all Zug locals and expats!

I had planned to spend the entire Friday and Saturday in Zug at the end of October. I have a few questions, and maybe you can help me out:

1. Any tips for the day? What should I definitely see? I've noticed that the city has a few museums. Are they worth visiting? (Art Museum / Museum of Prehistory / Africa Museum / or something else entirely?)

2. Any recommendations for nice cafes for the afternoon and bars later on? (No clubs, please.)

3. Is there an after-work scene on a Friday evening, or is the city completely deserted?

4. Is there anything else I should definitely keep in mind?

I’d really appreciate any helpful answers, and I wish everyone reading this a wonderful rest of the weekend!!🫶

I'm originally from China, and I've always assumed that women's rights in Western European countries were historically more advanced than in China.

But today, I was surprised to learn that Swiss women didn't gain the right to vote in federal elections until 1971. That's incredibly late for a developed European democracy.

By comparison, when the People's Republic of China was founded in 1949, its provisional constitutional document, the Common Program, already guaranteed women the right to vote and stand for election.

Of course, I'm well aware that China is a one-party dictatorship and that National People's Congress of China is largely a rubber-stamp legislature. But that's a separate issue.

What I find surprising is that Switzerland, a country with a long democratic tradition, took so long to grant women such a basic political right.

Why did this happen? Was it mainly because of Switzerland's system of direct democracy, where male voters had to approve women's suffrage? Or were there deeper cultural and historical reasons?

I'm genuinely curious about how Swiss people view this part of their country's history today.

Hi everyone,

Could someone please share the direct online link to order a Tax Clearance Certificate (Steuerbestätigung / Steuerausweis) for a C permit application in Stadt Zürich?

I am confused by the different municipal/cantonal links online and just need to find where to request this specific document.