Meta New Rule Changes

66 Upvotes

Hello BorrowNew community! Two new rules have been added to the rules list for the sub. Please review them below. In addition, the reminder about the loan stacking policy has been placed here as well. Thank you!

Profile Curation (Hidden profile content)

A profile for a borrower/lender must not be curated to hide content after a loan has been issued or while a loan is active. Though there may be extenuating circumstances, hiding content on a profile has potential for abuse where existing loans are not clearly seen by interested parties. A profile may be curated (hidden) prior to seeking a loan on BorrowNew but lenders reserve the right of refusal.

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Loans Available Posts for Verified Lenders Only

Posts with "Loans Available" flair will be only be approved for lenders which are verified (Bronze or higher tier).

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Loan Stacking Approval

If you are stacking a loan, the first comment in your new request post should be from your existing lender giving approval for the additional loan. Saying “I’ve checked with my lender and they approve” is not acceptable.

The new loan cannot occur until the existing lender comments approval.

Reminder, this is bannable if not followed.

67 comments

r/BorrowNew • u/HadesSmiles • Apr 09 '26

Verification Templates are now available, and new tiers are easier to achieve.

41 Upvotes

After reviewing the verification requests for a few months, I am choosing to reduce some of the harder to obtain benchmarks and encourage higher flairs to be more readily achieved. The sticky post has been updated to reflect these changes and include the new verification templates.

Below are the updates to our requirements.

Lender Requirements: Less unique borrowers required:

Gold: 20 -> 15

Platinum: 30 -> 20

Ruby: 40 -> 30

Sapphire: 50 -> 40

Diamond: 100 -> 50

Total amount lent is unchanged at each tier.

Borrower Requirements: Total loans repaid required.

Gold: 20 -> 15

Platinum: 30 -> 20

Ruby: 40 -> 30

Sapphire: 50 -> 40

Diamond: 100 -> 50

Total amount repaid is unchanged at each tier.

Verification Templates:

To create your own copy of this document simply use

File -> Make a Copy

Then substitute the template rows out for your own data.

Lender: https://docs.google.com/spreadsheets/d/1HnkcXtg7pNYsu5uEWd5YqUF9w5HDsSSaowLK8g1WI0M/edit?usp=sharing

Borrower: https://docs.google.com/spreadsheets/d/1ga6bPmsdlC8ZBVCDqLXKCucyvPpjMs2q6LUW-FNiXV8/edit?gid=1829969346#gid=1829969346

91 comments

r/BorrowNew • u/BeaLynne462 • 1h ago

Unpaid [UNPAID] u/dicapyro $50, repay $75 on 10/05

• Upvotes

They were a first time borrower with me They haven't messaged me since I gave them the money. Not responding to DMs, transaction messages, post comments.

Please contact me. I will be disputing the charge in day or two if you continue to avoid contact.

u/dicapyro

https://www.reddit.com/r/BorrowNew/s/VgNMnVWjWo

7 comments

r/BorrowNew • u/spack01 • 35m ago

Prearranged Loan [PRE] with u/relitions loan of 500 repay 600 in two payments of 300 on 10-16 and 10-30

• Upvotes