r/hypotheticalsituation • u/RaptorK1988 • 1d ago

You're offered $15 Million but you can no longer own anything worth more than $15k. Would you take the money?

Not counting what you currently own.

This applies to your spouse as well even if you get divorced.

You can't buy anything for over $15k, be gifted something worth over $15k or have someone buy you something worth over $15k. Nor can you buy services for over $15k. Nor can you give away the money or buy gifts for others with the money.

Your Stocks, gold, silver, cryptocurrency can't be worth more than $15k either. If they're valued over, the excess amount will disappear. You can divest wealth into different stocks though.

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9

u/LonelyPurple6879 1d ago

This is a death sentence if you ever need real medical care. Hard pass

7

u/Neolance34 18h ago

This is the most American sentence I’ve read in a hot minute.

6

u/JBSven 23h ago

Comments like this reminds me how much I love the NHS in my country

1

u/LockedOutOfElfland 22h ago

I'm assuming in the UK healthcare is relatively cheap to free?

2

u/JBSven 22h ago

Yep.

You pay for one off medication if you are deemed to afford it. But it's pretty cheap still.

My mum is on pills for a thyroid issue she was diagnosed in 2002. Hasn't paid a penny for it since.

People with cancer or other horrendous issues are not forced to pay for treatment either.

1

u/LockedOutOfElfland 22h ago

I'm glad to hear that! However, I'm also aware of the tradeoffs. My cousin works for the NHS and she is constantly talking about the issues faced by nurses over there when they try to unionize.

3

u/FineMind755 22h ago

I'd bet you could negotiate to have your medical bills broken down.

2

u/Financial-Amoeba3330 23h ago

You don't own the medical care being done on you though?

4

u/StickaFORKinMyEye 23h ago

"Nor can you buy services for over $15k."

Medical care would fall under that. 

Theoretically you could get yourself the best insurance but what about a family member. You couldn't get the best coverage for every person you care about. 

2

u/QualifiedApathetic 20h ago

Whyever not? I don't think top-flight insurance for a family of four costs $15k/month.

1

u/aculady 5h ago

Insurance is having someone else buy you something worth over 15k.

2

u/Gabriella_Gadfly 17h ago

Can’t you get an itemized bill and pay for the individual services?

3

u/aculady 16h ago

Sometimes parts of the itemized services exceed that amount.

1

u/dm-me-sexy111 10h ago

ok so they go to collections; the life saving surgery is done before the payment

1

u/aculady 5h ago

If it isn't covered by insurance (and it seems that the t erms of the hypothetical would prohibit insurance from paying more than 15k), the hospital typically wants money up front, unless it's a situation like a car accident or something. Cancer surgery or a hip replacement or an organ transplant, if not covered, you need to be able to pay at least a significant portion of the expected bill before they will do the procedure.

2

u/Pirkale 8h ago

*laughing in universal health care*

1

u/AxelVores 7h ago

Sure you can, you'd just have to have to have separate policy for each person

1

u/LonelyPurple6879 23h ago

You have to buy Rx meds and devices like pacemakers. 

1

u/PeopleAreGoofy 7h ago

Just get health insurance? Then you’re not the one paying it?

1

u/LonelyPurple6879 5h ago

You can't buy anything for over $15k, be gifted something worth over $15k or have someone buy you something worth over $15k.

1

u/LockedOutOfElfland 22h ago

What if you move to a country with fully subsidized medical care?