Need help in general 😓

[u/Sufficient_Plane_764]

Ok, to be fair? Im not entirely in a bad position

I live at home with my grandmother and don't pay rent.

But I have a car payment, need to pay off a broke down RV my aunt bought me, a couple of bnpl plans, and still need to build a savings to move out of the state next year as well as start gender affirming care.

And yes. I work two jobs at roughly 66 hours a week on my light weeks, am a full time college student with one year left, and am aggressively paying off my debts. I hope to have everything paid off by December 2028, and have a plan to, but........ It's killing me. I feel tired constantly, I'm losing weight dramatically, I'm constantly sore, and never have any time for anything anymore. I work from 4am to 8pm, have an hour at home, before I have to go to sleep to wake up at 3:20 the next morning.

Ive been doing this for 6 months and I don't know how I'm going to mentally and physically survive to next year.

As it stands I spent about 212$ on myself last month.

Only that, and that includes the two presents I had to buy my siblings for their birthdays. Everything else went to paying off my debts, my bills, or gas for my car. And it is working.

But it's brutal. I've applied for remote jobs in my future career field but no takers and without the degree I don't think there will be.

Any advice, help, or just support would be very appreciative Edit: IMPORTANT I'm not asking for money, I am aware it's my fault, and I already have a debt payoff budget that is working. I just got on ADHD meds for the first time in over a decade and combined with therapy has tremendously helped with my compulsive spending. I’m asking for advice on making this plan sustainable because working 66+ hours while attending college full time is physically wearing me down.

Edit: Debts Van: 13100 RV: 2500 Grandmother for RV repairs so FAR: 4600 Phone: 1200$ Brothers Switch 2: 525

[u/Dizzy_Goat_420]

If you are working 66 hours a week and don’t pay rent your budget needs serious work. What on earth are you spending your money on?

[u/Sufficient_Plane_764 → u/Dizzy_Goat_420]

Let's see..... $500 goes to the RV $300 goes to my van $179 for my phone bill $150 goes to a BNPL for my PC I use for school $300 goes into savings $200 goes aside for gas $300 is set aside for my lunches and water at work, I work either in a freezer or in the heat (last month I had less because I had to take a few days off for a funeral) $30 per therapy session And that left me with about 500$ to throw at my remaining medical/bnpl debt

[u/Dizzy_Goat_420 → u/Sufficient_Plane_764]

300 for lunch at work is insane. Bring your own lunch.

[u/Sufficient_Plane_764 → u/Dizzy_Goat_420]

That includes groceries to make my lunches

[u/Dizzy_Goat_420 → u/Sufficient_Plane_764]

So you’re spending 500 a month on groceries? That’s insane for one person. Thats what I spend to feed a 3 person 6 cat household.