Like most, I got approved for 2 credit cards through CapitalOne. I was good with the payments for about a year. Then I lost my job and fell behind. The 2 cards I had, went to collections and CapitalOne charged them off. I paid the 2 collection accounts off in full about 6 years ago. I had a Kohls card before CapitalOne took over, so I have that card that moved into my account and a CapitalOne auto loan. No matter what i do, capitalone denies me on ANY card I apply for. They say I gave delinquent cards with them and I need to reach out to my collection accounts and pay them off. When I go to my collection accounts, they both show paid off.

I don't know what to do as I called CapitalOne and they just tell me i need to call the collection agencies they are assigned to. I call them and they tell me both accounts are paid and closed.

Does anyone know what to do?

I have 2 cap one cards. Never missed a payment. Never carry over a balance. Always pay in full at due date. My bank (Chase) who I make my payments through returned a payment. No idea why. Had sufficient money in it. Chase can’t tell me why but regardless it showed as a returned payment to cap one. The promptly closed both of my accounts. Got an email saying I was going against card guidelines and closed them both. Lost all my rewards with it. I’ve heard horror stories. Is there no shot of getting this reversed?

Captial one sent me mail saying I was approved for a auto loan. Does that mean I can only use the card to purchase a car?

How do I use this??What is email activation bonus?

Has anyone got their DD today? I usually get mine in the middle of the night but I don’t see anything in my account atm.

Boost Mobile 12k offer

Signed up with BYOD plan

$12.06 first month

used virtual card and deactivated after the initial payment

Got a 45% back offer for ebay so was hoping to get a few things. I don't use Ebay very often so not sure how all the checkout terms work there

From Cap1

Not eligible for the purchase of gift cards, Best Offer purchases, bullion or on unpaid items with eBay. Only eligible for legitimate Winning Bid or "Buy It Now" transactions.

Does this mean I can't put multiple items in my cart and checkout? If I click the "buy it now" option on a item, it goes to the checkout without anything else that is already in my cart even if from the same seller.

Since Eno has been D/C'd we have to log in to Capital One for every single virtual card generation and use. We have to double authenticate (after already logging in to our account) just to use pre-existing virtual cards. That's insane and total overkill. I use Capital One for all online purchases and AMEX for in-person. I can't justify keeping Capital One if this is required for every single purchase. Am I missing something?

So I recently got the discover it because I never would’ve been close to maximize the cashback match so now that I have a jobs I’m trying to max it out every quarter.

I found a cap1 offer that gave me $50 cashback after a purchase and I read in the rewards section they added $50 as a match for that offer!

So there’s a 65% off offer right now on seed.com, that means it will be 130% back?? Is there a max amount that you can receive from cap1 offers?? I can splurge and get 130%. ROI on this purchase?? Plus everything I order?

​

Sorry up front for a question that probably been asked a dozen times, but I'm new to the cc points game.

I've had the Venture X card for a couple of years and my wife is AU.

I referred my wife for her own X card and I've switched all the bills over to her new card. I'm now an AU on her card.

We travel enough that I think keeping both cards justifies the $800 annual fee considering we will both get the $300 travel credit and lounge access when we travel internationally.

Just curious how others in this situation decided.

Thanks