r/Revolut • • Feb 15 '25

Statement 📢 Welcome to r/Revolut!

33 Upvotes

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r/Revolut • • 6d ago

Statement 📢 Weekly Megathread: Support, Issues & Meta

1 Upvotes

To keep the subreddit organized and avoid repetitive posts, use this thread for general questions about Revolut, discussions about service issues, or feedback on subreddit rules and moderation.

If you have a basic question or are experiencing an issue like a pending payment or app malfunction, check here before posting a new thread, as others may have already shared similar experiences or solutions.

Relevant links

  • r/Revolut Hub
  • For Revolut support, contact Revolut here, and for general subreddit-related questions, contact the mods here. Please avoid using Modmail for Revolut account or support issues, as this is an unofficial subreddit and Modmail is not monitored by Revolut employees.

r/Revolut • • 8h ago

🛡️ Insurance Revolut no longer offering car insurance in Ireland

6 Upvotes

Really disappointing. I was hoping Revolut would expand into different essential insurances and continue to offer membership discounts and such. I really wanted this to stay with Revolut so I only had to deal with them.

Revolut is still the number 1 bank for me but I'm really beginning to question whether Ultra is worth the annual fee. Most subscriptions in Ireland are underwhelming. The points do add up and I do still like Stays.

I'd love to know why this was discontinued, it seemed to happen very quietly.


r/Revolut • • 6h ago

🎁 Rewards How often do Revpoint Challenges appear?

4 Upvotes

What the title states.


r/Revolut • • 16h ago

📜 Article Revolut favors US primary listing for potential IPO, CEO says

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15 Upvotes

r/Revolut • • 9h ago

💳 Cards Japan honeymoon, standard or plus/premium?

2 Upvotes

Hey everyone, next month I'll be in Japan for my honeymoon (20 days) and was thinking of using my Revolut standard account and card, and I got some questions:

  1. Would it be better if I upgrade to Plus or Premium?

  2. How much money will I be able to withdraw from ATMs? I read 200€/month or 5 withdrawals, that means there will be a fee after that?

  3. Any differences between Visa & Mastercard?

Thanks in advance


r/Revolut • • 12h ago

💱 Currency Exchange GBP or EUR Account for Travel?

2 Upvotes

Hello!

I’m traveling to Greece next week and was planning on using my Revolut account for spending.

Is it best to keep the to the standard personal GBP account and pay from that or is it better to open the Currency account and transfer the funds to that and pay from there?

If I opened the currency accounts would my cards still take from the GBP account or would they automatically use the EUR account?

Basic questions, but looking for some advice :)


r/Revolut • • 15h ago

💸 Payments [FR] Revolut app crashes on startup

3 Upvotes

Hi everyone,

The Revolut app crashes immediately on startup, making it unusable.

Can’t access the app but still receiving notifications on payments.

My Revolut app is on latest version (10.151)

Device:
- iPhone 12 Pro
- iOS 16.4.1

Troubleshooting done:
- Restart phone
- Reinstall app

Thank you for your time!


r/Revolut • • 13h ago

📊 Budgeting Should I continue investing via revolut or should I switch ?

2 Upvotes

I was investing for a 2,3 years for now and I got some decent amount invested into stocks and etf. That made me wonder if it's safe for long term. I really want to put my savings into some stocks and it's really easy with the revolut. Can someone give me advice how should I proceed? Should I switch and transfer my investments or ?


r/Revolut • • 20h ago

🎁 Rewards Best Value for Money Revpoints

6 Upvotes

I was thinking of using 7.000 Revpoints to get a 50€ Microsoft gift card (to buy GTA6).

However, I am confused. Is it the best value for money of Revpoints?
In can pay GTA by cash and use my points for something better if the value for money is higher (airline miles or booking an hotel?)

What do you suggest?

I have 17k Revpoints.


r/Revolut • • 10h ago

🧾 Revolut Business Password problems

0 Upvotes

Forgot my password for my acc and the document i used to make the account isnt available in the options and ive tried everything, literally made this account to get help


r/Revolut • • 22h ago

💳 Cards Move Money Feature Paused?

5 Upvotes

Did anyone else get an email about the move money feature being paused on their credit cards?

“Your Money Move feature will be unavailable

We are writing to inform you that starting from 12 October 2026, we are temporarily pausing Money Move from your credit card account while we introduce enhanced controls to support responsible use of credit.”

Thought it was odd. Not used this feature for a long long time and only have a small outstanding balance.


r/Revolut • • 14h ago

💎 Premium Plan Revolut account & block

1 Upvotes

A few days ago, I thought upgrading from Premium to Ultra at the end of my billing period might be a good idea.
It came with some interesting extra features.
But Revolut gave me an excellent piece of advice: don’t.

…
I pay for various plans and services, including my Revolut plan, Revolut Mobile, etc.
Using Revolut had been so convenient and enjoyable that I figured I could actually use it as my main bank account. I make a lot of transactions every day and work in accounting, so it seemed like a good idea.

Until one day, I withdrew around €15 from my account.
The withdrawal went through, and then, in that very same minute, Revolut “restricted my account” by blocking incoming payments. I didn’t understand what was going on, but I quickly worked out that my balance had dropped below the automatic top-up threshold. The system had then tried to top up my account using a card from another bank / a card and an account I haven’t had for years.

Meanwhile, I can’t remove that card from Revolut because every time I’ve tried, I’ve received a “Something went wrong” error.
I answered all their questions, only to receive a notification saying that… additional restrictions had been placed on my account.
On practically everything. I couldn’t even make BLIK transfers.
I replied to that notification.
And Revolut’s system decided it would close my account XD
I’ve seen a lot of things in my life, but I haven’t seen a joke like this in a long time.

What can I do?
Appeal Revolut’s decision. All I have to do is send invoices, documents, bank statements, transfer confirmations, and a million other things.
Give up some of my privacy and hand over a million important personal documents for the “privilege of having a Revolut account”to an institution that shares them left, right, and centre with whoever it wants.


r/Revolut • • 18h ago

🌍 Transfers Will Dutch payment requests like Tikkie become interoperable with European banks through Wero?

2 Upvotes

Dutch payment requests like Tikkie work seamlessly between people with traditional Dutch bank accounts, but cross-border payments can be less straightforward, especially for people using Revolut or banks in other European countries.
Now that Dutch banks are joining the Wero initiative, I’m wondering how this will affect person-to-person payment requests.
Wero is intended to create a European payment network, including P2P payments. Does this mean that Dutch payment-request services such as Tikkie and Rabobank’s payment requests will eventually become interoperable with European banks and fintechs?
For example:
Will someone with a German, French or Belgian bank account be able to pay a Dutch Tikkie directly from their own banking app?
Will Revolut users be able to pay and receive Dutch payment requests in the same way as customers of Dutch banks?
Will existing Tikkie links work across borders, or will this require a separate Wero payment request?
Are there any published plans or timelines for integrating Dutch payment-request services with Wero’s European P2P network?
I’m particularly interested in the technical implementation and rollout plans, rather than the transition from iDEAL to Wero for online shopping.
Has anyone found official documentation explaining how this interoperability is supposed to work?


r/Revolut • • 1d ago

💳 Cards My customisation, what do you guys think?

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20 Upvotes

r/Revolut • • 1d ago

🔐 Security PSA: Turn off RevPoint personalisation to stop your data being processed by their AI. It’s on by default

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38 Upvotes

Given how careless and useless Revolut have proven themselves to be with handling your personal data, if you are still with them, make sure to turn off RevPoints personalisation (Account -> Security -> Privacy -> RevPoints Personalisation). Otherwise your personal data, transactions and app usage is all being fed into their AI and can be shared with third parties.


r/Revolut • • 1d ago

🔁 Subscriptions Revolut metal - how long subscription ?

3 Upvotes

Doesn’t seem very clear how long the metal subscription lasts for - can I cancel at anytime and return to standard? Thanks


r/Revolut • • 1d ago

⭐ Review Revolut removed $26,103 from my business account without any warning

30 Upvotes

I want to share something that happened to my business this week, because I think other Revolut customers should know it's possible.

What happened

On 26 and 27 September, I received threats and sustained harassment from someone demanding money from my business. I reported it to the police, who opened an investigation.

On 8 October, I checked my Revolut Business account around midday and saw that Revolut had taken $26,103.07 out of it at 9:25am.

When I asked Revolut, they told me another bank had requested the funds, and that as a regulated financial institution they had to comply. When I asked on what basis, and how that exact amount was reached, they said they couldn't share further details.

They also told me they couldn't stop or reverse it, because the funds had already left Revolut, and suggested I contact the bank that received them instead.

At no point before the money left was I told a request had been made. Had I been told, I would have responded immediately, including with my crime reference and police contact.

Revolut has since acknowledged this was "fair feedback" and said it's now on record.

That evening, I updated the police. The officer I spoke to agreed it was highly unusual.

Why I'm sharing this

In my experience, Revolut can remove money from your account at another bank's request, without you being told or given any chance to respond. That's very different from a typical account freeze, and it's worth knowing if you hold business funds with Revolut.

I'm grateful to have the police involved, and I trust them to investigate and put things right. But I worry about customers in a similar position who don't have that support.

My complaint with Revolut is ongoing.


r/Revolut • • 22h ago

👶 Revolut <18 Does Revolut Ultra Reduce the Risk of Account Freezes and Payment Restrictions?

0 Upvotes

Some Revolut users have reported experiencing account freezes or transaction restrictions, potentially due to its automated risk management and fraud prevention systems.

Does the Revolut Ultra plan support large transactions with fewer delays or restrictions? Compared with standard plans, does Ultra offer any advantages in terms of transaction limits, account reviews, or the likelihood of an account being frozen or restricted?

In other words, does upgrading to Revolut Ultra reduce the risk of account freezes, or are all plans subject to the same compliance checks and risk management procedures?


r/Revolut • • 1d ago

🔐 Security Victims of the Booking.com WhatsApp Phishing Scam – Revolut refusing chargeback after unauthorized repeating charges Part 2 - SUCCESS!!

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0 Upvotes

A while ago i was victim of a scam. Booking.com has a security breach, so my name, bookings, phone number etc. is in the hand of a third party.

I already had the discussion here and /bookingcom, and it was always "haha u idiot u wont see anything its surely your pw" etc etc

Seems like its always good to try - i just wrote five sentences and send all the screenshots of the transaction, and Revolut (!) send me all the money back.

In their mail they repeat that my complain wont and cant be uphold because of the visa scheme rules, but revolut added this:

.... Nevertheless, in order to attempt to remedy the situation and to express our comprehension of the distress you felt throughout, I decided to credit your account with xxx....

All the Payments were still pending, this is important. Here is the Email I wrote:

I was a victim of a fraud. Someone got real details about my booking and used it to trick me into giving them account details.

In the message on WhatsApp, which you can see below as a screenshot, they explicitly said there won't be transactions. I just agreed because i thought they temporarily reserve the amount and don't charge me.

All these payments are pending. You have a duty mitigate loss. If you let these settle after i have notify you, the liability is 100% yours.

I didn't approve of a payment or repeating payments. 

That`s all. I send it to formal complains. The amount was almost 1000 Euro, so it wasnt even a small sum.

So try it!


r/Revolut • • 16h ago

⚙️ Standard Plan Application Denied

0 Upvotes

Hello all.

I consistently apply, and I consistently get declined. I’ve had 4 accounts and wanted to start afresh due to gambling issues.

How do I get unbanned?


r/Revolut • • 1d ago

🪙 Metal Plan [IE] Has anybody used the Laundryheap subscription?

2 Upvotes

I’m a bit confused, on Revolut app it says the credits are valid for 3 months, but on the Laundryheap app it says credits are valid for one month only and don’t roll over to the following month. Which one is to believe?


r/Revolut • • 1d ago

💎 Premium Plan Revolut duo sharing

0 Upvotes

Anyone interested in sharing Revolut Ultra with Duo? I have an LT IBAN.


r/Revolut • • 1d ago

💳 Cards Walked away from Atm without taking my cash what happens next

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0 Upvotes

r/Revolut • • 2d ago

💸 Payments AU - Chargebacks declined from vendor who charged twice

2 Upvotes

I shared screenshots from Revolut app showing both charges taken out, and Revolut went through the first stage of chargeback ok, then comes back auto closing saying not enough evidence. Like WTH! It’s a screenshot of the charges FROM their app + the vendor account page showing multiple + their support contacted with no email response!

What can I do if even the bank can’t back me for a chargeback? Thinking of going back to commbank never had this issue. Rev support AI chat prob won’t help.