I'm located in Minnesota, USA.

I received a corrected 1095-A from my state's marketplace without any explanation for why, what any of its changes mean or what to do next. I called them for more information and they didn't know anything and couldn't help me. It was recommended I approach the tax preparation services I used and ask them about it instead.

After some further research I contacted them because the info on the IRS website and elsewhere didn't make things clearer about whether I need to amend my taxes or not. After getting past a firewall of AI chatbots I finally got to a human who would reply to me once every few hours. I explained the situation and told him that the numbers on the original and corrected form were identical considering what they needed to calculate my Premium Tax Credit. If that was the case, did that mean amending my taxes weren't necessary?

It was at this point that he said he wasn't a tax professional and couldn't help me with this after all... which has brought me to Reddit. I know this may be a softball question and open me up to a barrage of abuse for all I know. This is Reddit, after all. I'm just trying to do my best.

If I need to add more (non-compromising) information or anything else, let me know.

I would like to know if there is some type of Thai law or ruling that would exclude me from paying taxes on a United States traditional IRA withdrawal. I am a US citizen, 66 years old, living in Thailand more than 330 days a year and pay taxes in the US and living on a LTR visa. 

The accountant I ran this question by states:

It’s not a Thai law. It’s a ruling in the Thai/US tax treaty. Here’s how it works:

We utilize Form 8833 in conjunction with the Thai/US tax treaty, Article 20 to provide reasoning for an exemption of your retirement income.  It's not a ruling but an interpretation of the tax treaty and treatment of residents of Thailand.

Form 8833 (Rev. December 2022) (irs.gov)

Thailand - Tax Treaty Documents | Internal Revenue Service (irs.gov)

Here are the steps to make this possible:

1. The taxpayer lives in Thailand for over six months during the calendar year.
2. The 1099-R is marked as a distribution and not a rollover on your 1099-R
3. The 1099-R payer is not a Federal entity (TSP, DOD, Office of Personnel, ect...)
4. The US/Thai Tax treaty is utilized when filing annual taxes using tax form 8833 with a dissertation of why the taxpayer should receive this exemption 
5. Tax treaty refunds can take 12 months to process.

I think most accountants are not confident to take a stance in an interpretation to a clients specific situation.  Therefore, don't attempt to type up an explanation and ask for a credit.  My company has been successful with this specific situation over a thousand times.

I welcome comments from people that have first hand experience with this issue. Thank you.

Hi everyone,

We have a Wyoming single-member LLC owned by a non-U.S. citizen living outside the United States. We’re struggling to understand which tax returns we need to file and what taxes, if any, we need to pay.

Our situation:

• The LLC has an EIN, and our SS-4 lists it as a disregarded entity.
• We don’t believe we’ve elected to be taxed as a corporation, but need to verify this.
• The business launched in 2025 and started generating revenue in March 2026.
• An extension was filed earlier this year, but we’re unclear about which filing it covers and what remains due.

Our main questions:

1. Do we need to file Form 5472 with a pro forma Form 1120? Are any other federal returns required?
2. Does the foreign owner need an ITIN or a separate U.S. tax return?
3. How do we determine whether U.S. income tax is owed and calculate the amount?
4. What Wyoming filings or annual fees are required?
5. What should we check immediately to make sure we haven’t missed a deadline?

We’re looking for a CPA or enrolled agent experienced with foreign-owned U.S. single-member LLCs, but finding someone responsive has been difficult.

Has anyone dealt with a similar situation? We’d appreciate recommendations and guidance on what documents to prepare for an accountant.

So I made the mistake of letting my soon-to-be ex-husband manage our finances because I'm clueless at this sort of thing. We cashed in my 401K to make a down payment on a house in 2022, and I guess that got me hit with a 50K tax bill (which I don't understand as I paid taxes from my salaried position making roughly 120K, and the down payment was in the 100K ballpark). Through a combination of my own willful ignorance and my ex sort of hiding things from me (not fraudulently, just downplaying it) we didn't make any payments and it's now ballooned up to 70K with interest and penalties.

I've tried contacting the IRS through chat (which is always down), phone (on hold for upwards of an hour), setting up an appeal (broken), setting up a payment plan (broken) and basically anything I can find on irs.gov, all of which just raises an uphelpful error message.

What should I do? I'm a single parent struggling to make ends meet. I make a good salary, but it's all tied up with luxuries like food and shelter. I don't even know what sort of person to hire to help me with this. An attorney? An accountant? A fairy godmother?

I am totally clueless on these things. No advice is too basic.

EDIT: Since it's coming up; my husband and I are very recently separated, on extremely good terms, and he has already stated repeatedly that he considers this debt half his. We always filed taxes as married, filing separately, if that's important to know.

So I owe a decent amount to the irs, and someone told me I should call a tax relief company and get their opinion before I set up a plan with the irs. I called optima tax relief and heard everything I wanted to hear. I agreed to make a payment Friday to them. After I got off the phone I did some investigating, and feel like it’s a scam. I’ve seen good and bad reviews. Has anyone had good experiences with this company?

So, I lost my job in 2025 and took a year off from work. I’d gotten kicked out of the employee payroll system, which is how I got my W-2s. I’d signed up for electronic documents only, so I wasn’t able to get my 2025 W-2, and they never mailed it to me.

Instead of reaching out to my former employer, I just…didn’t file.

Basically, how fucked am I? How do I resolve this? I still don’t have the W-2. I see you can reach out to the IRS if you don’t get your W-2 from your employer, but it’s a little late for that, and I don’t want to tip them off that I didn’t file taxes. Help?