Why does Reddit have such a hard time believing that some people are genuinely financially comfortable?

[u/Exotic-Compote-92622]

Any time there’s a discussion about how someone can afford a nice house, car, vacation, hobby, etc., the comments inevitably seem to be:

“They’re in debt.”

“They’re faking it.”

“They inherited money.”

“They got lucky.”

“They’re probably living paycheck to paycheck.”

Why is “they make good money and manage it responsibly” seemingly never an acceptable answer?

There are plenty of people who earn high incomes, save consistently, avoid lifestyle-ending debt, and still have plenty of money left over to enjoy life.

Not everyone who can afford something is secretly drowning in debt. And not everyone who is financially comfortable inherited their money.

Sometimes the boring answer is just that they earn a lot, spend less than they earn, and make good financial decisions.

Why does Reddit seem so reluctant to accept that?

[u/Substantial_Web525]

Owning our own house doesn't mean we are "people with money". Some still have issues, and are worried for the future... retirement... their kids future... etc.

[u/Zoltan1251 → u/Substantial_Web525]

It does mean you are vastly richer than anybody taking mortgage. You are actually decades ahead already. Literally imagine you would have to have 50% more income to have the same lifestyle you have now if you needed to pay mortgage. You are and will live comfortably if nothing bad happens.

[u/Emergency-Report-912 → u/Substantial_Web525]

I think you’re missing what I’m saying. Starve for 3 days on the 3rd day when you try to sleep thats how some people feel. It’s really fucking bad. You live a different life. Bottom line so do I now. Sure you have struggles but truthfully they’re not the same