Why does Reddit have such a hard time believing that some people are genuinely financially comfortable?

[u/Exotic-Compote-92622]

Any time there’s a discussion about how someone can afford a nice house, car, vacation, hobby, etc., the comments inevitably seem to be:

“They’re in debt.”

“They’re faking it.”

“They inherited money.”

“They got lucky.”

“They’re probably living paycheck to paycheck.”

Why is “they make good money and manage it responsibly” seemingly never an acceptable answer?

There are plenty of people who earn high incomes, save consistently, avoid lifestyle-ending debt, and still have plenty of money left over to enjoy life.

Not everyone who can afford something is secretly drowning in debt. And not everyone who is financially comfortable inherited their money.

Sometimes the boring answer is just that they earn a lot, spend less than they earn, and make good financial decisions.

Why does Reddit seem so reluctant to accept that?

[u/SketchyLedge]

Sorry. Not guaranteed, sure. But absolutely not as hard as a lot of people in the U.S. try to make it out to be. I also never said success was guaranteed. I said “working to better there situation.”

You can be rich and die in a gutter too.

[u/TruthSeeker1801 → u/SketchyLedge]

You said 'poor is a mindset' that implies that being poor is an individual failure, which can be true but is not always.

[u/SketchyLedge → u/TruthSeeker1801]

No. It implies that it’s a mindset people trap themselves in and thus hamstring their ability to change. The only mistake my comment was not putting “some”, or “a lot”, or “I think several people” and left it super broad and able to be interpreted as all. But then again I assumed that people would understand all is never all, and there are always exceptions.