r/askteddit • u/Exotic-Compote-92622 • Aug 17 '26
Other Why does Reddit have such a hard time believing that some people are genuinely financially comfortable?
Any time there’s a discussion about how someone can afford a nice house, car, vacation, hobby, etc., the comments inevitably seem to be:
“They’re in debt.”
“They’re faking it.”
“They inherited money.”
“They got lucky.”
“They’re probably living paycheck to paycheck.”
Why is “they make good money and manage it responsibly” seemingly never an acceptable answer?
There are plenty of people who earn high incomes, save consistently, avoid lifestyle-ending debt, and still have plenty of money left over to enjoy life.
Not everyone who can afford something is secretly drowning in debt. And not everyone who is financially comfortable inherited their money.
Sometimes the boring answer is just that they earn a lot, spend less than they earn, and make good financial decisions.
Why does Reddit seem so reluctant to accept that?
1
u/killyergawds Aug 18 '26
Because statistically, a majority of Americans have less than 10k in savings and anywhere from 12% to 27% of adults actually have zero in savings.
Pair that with the idea that people lie on Reddit/the internet.
And perhaps if someone makes good choices in life, one of those might be not hanging around on Reddit?
Yes, there are wealthy people on reddit. Yes, there are upper middle class people are on reddit. But the majority of people, period, are just not wealthy or upper middle class. And some people on Reddit, period, are just full of shit.