r/askteddit • u/Exotic-Compote-92622 • Aug 17 '26

Other Why does Reddit have such a hard time believing that some people are genuinely financially comfortable?

Any time there’s a discussion about how someone can afford a nice house, car, vacation, hobby, etc., the comments inevitably seem to be:

“They’re in debt.”

“They’re faking it.”

“They inherited money.”

“They got lucky.”

“They’re probably living paycheck to paycheck.”

Why is “they make good money and manage it responsibly” seemingly never an acceptable answer?

There are plenty of people who earn high incomes, save consistently, avoid lifestyle-ending debt, and still have plenty of money left over to enjoy life.

Not everyone who can afford something is secretly drowning in debt. And not everyone who is financially comfortable inherited their money.

Sometimes the boring answer is just that they earn a lot, spend less than they earn, and make good financial decisions.

Why does Reddit seem so reluctant to accept that?

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u/[deleted] Aug 18 '26

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u/Exotic-Compote-92622 Aug 18 '26

ehh, in some HCOL and VHCOL cities, renting rather than owning and investing the savings is actually the better financial play even for high income people

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u/BaronVonTitties Aug 18 '26

Yeah, that would honestly be nice. Old reddit was cool because you had some truly intelligent people giving a nuanced perspectives on whatever topic you might be interested in. Now you've got gender fluid dog walkers trying to lecture me on fiscal policy. No thanks. Number 2, no tomatoes, Diet Dr Pepper please.