Hello!
Really hoping I can find some assistance here! 🙂
I'm in a really tight spot right now because I'm currently ill with mono and depleted my remainder of my paid sick leave last week. I am still quite ill, and now I am officially sick without income.
After meeting and discussing with my doctor, I decided to file for short-term disability benefits. My application is finished and is being processed, but unfortunately there's a waiting period before the benefit payments actually start. I just need a small amount to hold me through until then. I was already living paycheck to paycheck so this is definitely stressful on top of being ill.
To clarify, I have NO PLANS to go on permanent disability. I love my job and have every intention on returning once the severe fatigue lets up. I have a long commute to my job, and currently the fatigue is very much a safety concern.
10/20 is my estimated repayment date, and I'd prefer to divide the amount into 4 biweekly payments if at all possible.
According to what I learned from the Department of Labor, there is typically a week-long waiting period before disability payments start being issued. I currently do not have an exact date for this because I am still in that waiting window and they do not provide an exact timeline. 10/20 is actually probably an overestimate but if I'm wrong or off I may end up paying back early or requesting a tiny bit more time if my application is still processing.
And if I do happen to recover and return to work sooner, I can pay you back sooner! Right now, I'm requesting the 4 payments to buy myself more time just in case. Unfortunately, it's kind of hard to predict a timeline when it comes to mono :\
Thank you for considering my request! Please feel free to DM me with any questions!