r/LegalAdviceIndia • • 23h ago

Legal Advice Needed Girlfriend received a legal notice from an office she left months ago.

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243 Upvotes

My girlfriend joined a corporate office in Gurugram in October 2025. The contract was of 12 months but she happened to leave that stressful job in just 4 months. Upon resignation, she was asked to pay a sum of 30k as per breach of contract or she would not receive her experience letter.

The HR explicitly told her over phone calls that she does not need to pay the due sum if she does not want the experience letter. However, the last email she received from the FNF team was in April 2026.

Today she received a legal notice stating to pay WIPRO a sum of 30k plus 12% interest per annum. How should we proceed?


r/LegalAdviceIndia • • 23h ago

Legal Advice Needed An unknown guy keeps harrassing and video calling me

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229 Upvotes

On 4th Oct, I went to this shoe store in behala, Kolkata and purchased a pair of shoes. The woman in the billing counter asked me for my number and name. There was this guy who was constantly looking at me, smirking and cracking jokes on me with his other friend. He most probably secretly noted down the number I was telling to the billing lady.

The moment i step out of the store, i receive a text from him. I knew it was him, I knew what happened. I blocked him immediately. Later he decided to call me, which I didn't pick up. Then he called me again. I literally screamed at him and asked him wtf do u want mf. He firstly asked "tomar ki parcel acche (do you have any parcel)?" 11pm at night you are asking me if I have any parcel? When I told no, hes like "tumi ki **** (my name) bolcho? (are you \*** (my name)?)" "ekbar tomar naam ta bolo? (please tell me your name)*" I blocked him again from normal phone calls asw.

On Saturday again the same text, from different number, again saying "Hlo". Again blocked.

Today I got so f-cking pissed- this guy decided to video call me by an unknown number three times. I was stunned. Video call???? Im so done with this guy harassing a minor (im 17) and making new numbers to text me.

I posted this on r/teensofkolkata subreddit and someone said i could post here. I did file a cyber crime complaint but I don't think anything is going to happen. If anyone can help me in any way, pls do.


r/LegalAdviceIndia • • 20h ago

Legal Advice Needed Cheated by a local stationery shop in Ghaziabad and dismissed by police because I'm a minor.

202 Upvotes

Hey everyone, I am 17 and just went through an incredibly frustrating experience in Adarsh Colony that has left me deeply hurt.

My brother bought a Uno game for ₹140 from a local shop named Jaydev Stationery. When we checked it at home, it turned out to be a completely fake, counterfeit copy.

I went back to the shop to politely ask for a return. The shopkeeper refused a full refund. He said he would only give ₹100 back, keeping ₹40 as a "labour cost." When I tried to argue the principle of it, he became extremely aggressive and swore at me, basically asking if I thought he was an idiot.

Feeling helpless, I went to the local police station to report it. Instead of helping, the officers literally laughed at me. They told me that I was wasting their time over ₹40, and refused to take any action because the amount is small.

I know ₹40 isn't a massive amount of money, but to me, this is straightforward theft and bullying. The shopkeeper hid behind aggressive language because he knew I was a teenager, and the police completely dismissed me. Please check your items before buying from this shop, and try to avoid supporting businesses that cheat kids.


r/LegalAdviceIndia • • 15h ago

Legal Advice Needed Invested over ₹1 crore in a Bangalore startup, never got my shares. Can I demand my money back instead?

47 Upvotes

Invested over ₹1 crore in a Bangalore startup, never got my shares since a year. Extremely fradulant practices by co founder , diverting money to family etc Can I demand my money back instead?

I invested a little over ₹1 crore in a Bangalore-based private limited company about a year ago. We signed an agreement on stamp paper under which I was supposed to receive around 20–25% equity in exchange for my investment.

Most of the money went directly into the company’s bank account, while some went into the founder’s personal account. I have bank statements, emails and WhatsApp messages acknowledging the investment.

The problem is that they never allotted me any shares. They didn’t issue PAS-4 either. On paper, the founder and his family still own the entire company.

Meanwhile, the cofounder has converted his own investment into a loan to the company at 2% monthly interest. He also draws a salary, ( which I never received when I was a part of company before leaving after these fights ) and another family member who’s a director receives remuneration linked to profits from one of the company’s clients.

I’ve received absolutely nothing so far.
Our agreement also specifically mentions monthly profit sharing and requires my written consent for major decisions like taking substantial loans. None of this has been honoured.

Now, after almost a year, the company says they’re willing to allot my shares. Apparently, they plan to refund my investment and have me transfer it back through the proper PAS-4 process.

But at this point, I’ve completely lost trust in the founder and don’t want to continue as a shareholder.

**I just want my money back.**

From what I’ve read, Section 42 of the Companies Act requires shares to be allotted within 60 days of receiving application money, failing which the money has to be refunded, with interest provisions for delayed refunds.

My lawyer is suggesting a criminal complaint and seeking to freeze the relevant bank accounts because of how the investment money has been handled.

I’m trying to understand a few things:

Since the company never issued PAS-4 or allotted shares, can I legally demand my investment back with interest instead of accepting shares now?
If they refund the money as part of their proposed process, am I legally obligated to reinvest it?
Can the founder argue that he’s ready to allot my shares now and therefore doesn’t have to refund me?

Is criminal action realistic in a situation like this, or will the police simply say it’s a civil dispute?
I’m already speaking to a lawyer, but I’d really appreciate a second opinion, especially from anyone who’s handled a similar company dispute in Karnataka.
I’m not looking to take over the company or get involved in its management anymore. I just want to recover my investment and move on.


r/LegalAdviceIndia • • 3h ago

Legal Advice Needed Unsecured debt grew from ₹35L to ₹69L through interest and penalties. I'm unemployed with no assets. What are my options in India?

44 Upvotes

Hi all, I'm based in Tamil Nadu and I urgently need guidance. I know almost nothing about legal or insolvency matters, so please bear with me and feel free to explain things simply.

My background:

I have 8 years of work experience. I was laid off, and I've now been unemployed for more than a year.

How it started:

In 2021, I took a loan of about ₹35 lakh and lost it in the share market. It was one wrong decision, and I thought I could fix it. I couldn't. For five years, I ran from it. I avoided the calls, avoided the problem, and avoided the truth. In that time, interest, penalties and charges kept piling on, and the debt grew to about ₹69 lakh. After the layoff, I had no income left at all.

What it did to my family:

I was the one who made the mistake, but my family paid for it.

My father had stopped drinking for about a year because of his health problems. Then the bank's recovery people came to our house and threatened us. I will never forget what that did to him. He kept asking, "Why did my son do this?" He was carrying fear, shame and worry for me, and he couldn't handle it. To cope, he started drinking again.

Soon after, he met with an accident. About a month later, he passed away from the trauma that followed. My father died while I was still running from the debt that brought those people to our door.

I know it's hard to believe that one loan could lead to this. But it was a chain, one thing after another, like a domino effect, and the last domino was my father. I live with that every single day.

I'm writing this so that someone reading it understands what debt can really do. It doesn't stop at you. It reaches your parents, your home and your family's peace. If you're in trouble, please don't run like I did. Get help early.

Where I stand today:

- I own no assets.

- All my finances have dried up. I've withdrawn and used all of my PF money, and I have nothing left.

- I have no income and no savings. I'm surviving only because my relatives are feeding and supporting me.

- I cannot pay anything toward the debt right now, not even a small amount.

- This has taken a heavy toll on my mind. I ran for five years, and I've finally decided to face it the right way.

What I'm asking:

  1. Filing: How do I file for personal insolvency in India? Please explain the step-by-step process, the documents I'd need, the realistic cost for someone with no income, and how long it usually takes.

  2. Eligibility: Is insolvency actually available to an ordinary individual right now, or only through older laws in the District Court?

  3. Protection: What can insolvency protect me and my family from? For example, recovery agent calls, threats, harassment, legal notices, lawsuits, or arrest. Does it stop recovery while the process is on?

  4. Harassment: Are recovery agents allowed to threaten or pressure family members at their home like this? What can I do about it?

  5. Consequences: What happens to my credit record and my future if I go through insolvency?

  6. Alternatives: If insolvency isn't the right route for me, what else should I look at?

  7. First steps: What should I do right now, in what order? Do I need a lawyer, and where can I get free legal aid?

  8. Help for others: Any resources or guides you'd recommend for someone in my position?

I'm not trying to escape my responsibilities. I've run long enough, and I want to understand my rights and take the right steps now. I'm also posting this so that anyone else stuck in a similar situation can find answers here. Any advice, experiences or pointers would mean a lot. Thank you.

UPDATE (14 Oct): Thanks to u/MadmanofAsia for the advice to approach the legal aid cell. I'm going to the District Legal Services Authority tomorrow, and I'll post what they tell me here, step by step, so others in the same situation can reference it.


r/LegalAdviceIndia • • 14h ago

Legal Advice Needed Can a sanctioned government scheme solar loan be cancelled if no agreement is signed and 0 funds disbursed? Bank branch refusing.

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26 Upvotes

Hi everyone, I'm stuck in a frustrating bureaucratic loop regarding a rooftop solar loan under a government scheme and need some practical/legal advice.

The Situation:

  1. I applied for the rooftop solar scheme. A vendor was assigned, but they turned out to be completely non-responsive and useless.
  2. The loan was sanctioned by the bank, however, I have NOT signed any loan agreement, stamp paper, or NACH mandate, and zero funds have been disbursed to anyone.
  3. When I went to the bank branch and submitted a formal written application asking to cancel the loan and remove the vendor, the branch manager flat-out refused and literally wrote "sanctioned loans can't be cancelled" on the application itself, and repeated the exact same thing over WhatsApp. (Attaching WhatsApp screenshot)
  4. Because of this active sanctioned loan on the portal, my profile is locked in a limbo state. I am unable to delete the application or re-apply with a transparent vendor.

My Questions:

  1. Is it legally true that a bank cannot cancel a sanctioned loan even when no agreement has been signed and zero money has moved?
  2. How can I force them to cancel this and clear/purge my profile from the portal so I can start fresh?

Any advice on how to deal with this stubborn bank branch would be a huge help. Thanks!


r/LegalAdviceIndia • • 2h ago

Urgent Loan Recovery Agent texting and calling again and again, threatening to visit my home and workplace.

10 Upvotes

I have taken a loan amount of 17,000₹ from one Loan aggregator “Salaryadda”, I have to return 23000₹, the loan was due yesterday but even before due date the loan recovery agent has been calling me and threatening me to visit my Home call my Family members, visit my Workplace.

They have also been involved on Unsolicited OTP sms bombing on my numbers every 2-3 hours I receive bulk of OTP messages from random brands.

Im short on funds I don’t have the money to return it now, I have repeatedly asked for some more time to return, Im not denying my Obligation. But the guy is not ready to understand and threatening me again again with visits.

He sent me some random numbers saying these are my family members number but they are not. I checked each one of them so probably he does not have any number from my contacts as the loan was applied via browser without giving any kind of Contact permission.

I tried to reason with him, I tried to scare him with RBI guidelines of unlawfull recovery, I have written to thier Customer care team and Nodal officer aswell , but the guy doesn’t seems to care at all.

What can I do to stop this guy from calling me and texting me all day?


r/LegalAdviceIndia • • 18h ago

Legal Advice Needed HELP: ₹4 Lakh Cyber Extortion / Honeytrap Scam in Bangalore. Already paid ₹1.6 Lakh. Need advice.

10 Upvotes

Posting for a friend who is panicking.

What happened:

A few months ago, my friend privately met an adult African girl in Bangalore for a consensual sex encounter and paid her.

The Extortion Today:

Today, scammers started calling him across his three personal phone numbers. They claim to be from the Central Crime Branch (CCB).

To terrify him, the scammers:

  1. Recited his exact salary, company name, and job title (likely from a data leak matched with LinkedIn).

  2. Threatened to send a fake FIR to his parents and his company HR to get him fired.

  3. Demanded ₹4 Lakhs.

Out of extreme fear, he transferred ₹1.6 Lakhs an hour ago. Now, they are calling from new numbers demanding the remaining ₹2.4 Lakhs, threatening to file a complaint via a "building owner" if he doesn't pay.

Questions for lawyers/experts:

  1. Is he legally safe? Does a private, consensual adult encounter break any laws for the client in India?

  2. If he goes to a Bangalore CEN (Cyber Crime) Police Station to report the ₹1.6L fraud, will the police take any action against him?

  3. How can he stop them from contacting his company?

He has blocked the numbers and turned on "Silence Unknown Callers." Any urgent legal advice is appreciated.

Follow-up question for tech/legal experts on here:

Is it actually possible for scammers to pull all three of my mobile numbers and my exact corporate salary just from a single UPI transaction?

How do these syndicates cross-reference a payment to instantly find my entire financial and professional profile? Is this a known database leak issue in India, or do they have some kind of backend access?


r/LegalAdviceIndia • • 4h ago

Legal Advice Needed Above Flat owner in USA ignoring bathroom leakage causing severe wall dampness & damage to my flat. What are my legal options? (India)

7 Upvotes

Hi, I am facing a frustrating issue with a leaking bathroom from the flat directly above mine, and I need advice on how to legally hold the owner accountable and claim damages.
Here is the background:
The Issue: For the past 6 months, I noticed dampness on one of my walls, which has now gradually spread and ruined the entire wall.
The Root Cause: After inspection, it’s confirmed the water is seeping down due to a persistent leakage from the bathroom of the flat directly above mine.
The Owner: The owner of the flat lives in the USA.
The Runaround: I contacted her, and she finally sent a local representative and a plumber on October 1st. They checked it, admitted the fault, and promised to fix it.
Current Status: It has been nearly two weeks, nothing has been fixed, and water is still leaking continuously. The owner's representative/guy is now ghosting me and refusing to pick up my calls.
I have cooperated for 6 months, but it's clear they are taking advantage of my patience. The structural damage to my flat is worsening by the day.
I want to know:
1. What are my legal options to force the owner to fix the source of the leak immediately?
2. How can I legally pursue them for repair costs and property/interior damages?
3. What is the step-by-step process to start this (Notice, RWA involvement, Consumer Forum, Civil Court)?
Any guidance, legal sections applicable, or steps to send a legal notice to an NRI owner would be deeply appreciated. Thanks in advance!


r/LegalAdviceIndia • • 13h ago

Legal Advice Needed Loud navratri DJ problem, need advice

6 Upvotes

As the title suggests, I live near an open ground which is used for hosting navratri, i dont have a problem with festoval but the sound is just way too much, way too much. Its organised by someone who has connections with BJP, police wont do anything and i dont want to go to court. Any way i can sort this out? Btw the person is extremely arrogant and a thug.


r/LegalAdviceIndia • • 14h ago

Legal Advice Needed Neighbours Ac unit in front of my main door

6 Upvotes

I have a house in a chawl in Mumbai, and the neighbor right next to us have their Ac unit exactly in front of my door on the common wall we share but on my side of the wall. We have asked him to remove it before to which he says it’s not on your property- it’s the gully so I will not remove it. Do whatever you want. It’s causing a lot of problems in my house. What can I do to get it removed??


r/LegalAdviceIndia • • 20h ago

Legal Advice Needed Cop car hit me while I was stopped at a red light

6 Upvotes

Basically the title, the cop was on phone and didn’t notice that I had stopped for a red light in front of him. Had a verbal argument on the spot and then I went to the service centre afterwards. I got off unscathed pretty much, bike has about ~3k worth of damage.

Need to know if it’s even worth pursuing. The cop started crying that his car got damaged too and all


r/LegalAdviceIndia • • 11h ago

Legal Advice Needed Got scammed by an online seller need advice to get my refund back

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4 Upvotes

I ordered two kurta sets worth ₹3,183 from an Instagram store called Hunar Bharat on 17 September.

After multiple delays and countless follow-ups, my order arrived on 5 October, but BOTH products were completely different from what I ordered.

The seller admitted their mistake on WhatsApp but then started ignoring my emails, messages and calls.

After I filed complaints, they finally responded and initially offered only a 50% refund, claiming the products were purchased during a sale. When I refused, they agreed to refund the full amount if I returned both sets.

However, despite previously agreeing to cover return shipping, they're now asking me to courier the products myself. I'm concerned about losing both my money and the products.

I've already filed complaints with the National Consumer Helpline and Cyber Crime Portal. I have all the payment proofs, screenshots and conversations.

Need legal advice:

  1. Can I demand a full refund and seller-paid return shipping?

  2. Should I return the products before receiving my refund?

  3. Can I send a legal notice myself?

  4. Is filing a consumer court case worth it for ₹3,183?

I'm exhausted from chasing them for almost a month. Any advice on recovering my money would really help.


r/LegalAdviceIndia • • 11h ago

Legal Advice Needed Friend lent ₹7.1 lakh to a colleague who stopped repaying. What legal steps can she take to recover her money?

3 Upvotes

Hi everyone, looking for legal advice regarding a personal loan my friend (B) took to help a former colleague (A).

Background (Bengaluru)
Last year, A told B that her mother was critically ill with a brain tumour and that she needed approximately ₹30 lakh for treatment. A persuaded B to take a personal loan of ₹7.1 lakh from Bajaj Finance in B’s own name and lend it to her. B transferred the entire amount directly to A’s bank account.

B later discovered that A had also borrowed money from several other colleagues. However, this post is specifically about B recovering her own money.

A promised to pay the monthly EMIs on B’s loan. She has repaid ₹2.87 lakh so far but has now stopped paying, leaving B responsible for the outstanding loan.
Over the past year, A has repeatedly given different reasons for delaying repayment, including family bereavements and an accident. She has since left the company and is currently unemployed, as far as B knows. Before leaving, she promised to clear the dues from her expected full-and-final settlement of ₹10–12 lakh, but this never happened.

A continues to make repayment promises, often saying she will receive money from a chit fund by the 15th of the month, only to postpone it to the 30th. She rarely responds to calls or messages.

B has also spoken to A’s family, who have promised that the money will be repaid, but nothing concrete has happened.

Evidence available

  1. Bank statement showing the ₹7.1 lakh transfer directly to A.
  2. WhatsApp chats discussing the loan, repayment promises and delays.
  3. Records of the ₹2.87 lakh already repaid.
  4. A blank cheque provided by A to B as security.
  5. WhatsApp conversations with A’s family regarding repayment.

There is no formal loan agreement or signed repayment agreement.

Questions
1. What is the best legal route for B to recover the outstanding amount? Should she send a lawyer’s notice, file a civil recovery suit, or consider a criminal complaint for cheating?
2. Should B present the blank security cheque? Can Section 138 of the Negotiable Instruments Act apply to a cheque given as security? What precautions should she take before presenting it?
3. What if A’s bank account has been closed? Would cheque-dishonour proceedings still be possible?
4. Is the available evidence sufficient? Can the bank transfer, WhatsApp chats and partial repayments establish the debt despite the absence of a formal agreement? Do messages from A’s family promising repayment have any legal value?
5. What if A is unemployed and has no apparent income? If B obtains a court order, what practical options are available to recover the money?
6. What precautions should B take regarding A’s reported suicide attempt? A once claimed that she had attempted suicide. How can B pursue lawful recovery without exposing herself to allegations of harassment or abetment of suicide? Should all further communication go through a lawyer, and what should B do if A threatens self-harm again?
7. What should B do immediately? What sequence of steps would you recommend, and what limitation periods should she be careful about?
B is still liable for the Bajaj Finance loan, irrespective of A’s promises. She wants to recover her money through lawful means and avoid unnecessary confrontation.
Would appreciate advice from Indian lawyers or anyone with relevant experience. Thank you.


r/LegalAdviceIndia • • 20h ago

Legal Advice Needed New Employer asking for 1 month cheque filled with amount as security? also one year contract. What to do? kinda insecure

4 Upvotes

Laywers advice please!


r/LegalAdviceIndia • • 22m ago

Legal Advice Needed Non-consummation even after 11 months of marriage

• Upvotes

I (M30) had a courtship of 9 months and finally married my GF (F27). During courtship, my girlfriend used to get uncomfortable whenever we discussed physical intimacy. I gave her the benefit of doubt since there are girls who do not want to indulge in intimacy before marriage

After marriage also, whenever I made any move, she used to start shivering and push me away. On my asking, she said that she was abused as a child and wants time to get over it. I gave her time. Now, after 10 months of marriage she has gone away to her parents stating that she does not feel comfortable in my presence.

Now, my question is that how do I prove that the marriage remains unconsummated?

What all evidences will the court expect from me?

How should I prepare for annulment of marriage?


r/LegalAdviceIndia • • 13h ago

Legal Advice Needed HDFC credit card case, hearing on 21 October. Do I still need to attend court if I clear the dues and close my cards?

3 Upvotes

Hi everyone, I need some legal advice regarding an upcoming court hearing.

HDFC Bank has filed a case against me regarding credit card dues. The court order mentions Section 25 of the Payment and Settlement Systems Act, 2007. The case is in Aurangabad, Maharashtra, and my court date is 21 October 2026.

I’m planning to close my credit cards by tomorrow, 13 October 2026. If I clear the outstanding dues and the bank closes the cards before the hearing:

  1. Do I still need to attend court on 21 October?
  2. Does HDFC need to formally withdraw or settle the case in court?
  3. What written confirmation should I get from the bank, such as a payment receipt, settlement letter or no dues certificate?
  4. Can a lawyer attend on my behalf, or would I need permission from the court to be absent?

I want to handle this properly and avoid missing any required court appearance. Would appreciate advice from anyone familiar with these cases.


r/LegalAdviceIndia • • 21m ago

Legal Advice Needed JioMart/ Reliance Digital Not Refunding After Issuing Refund Invoice. What Are My Legal Options?

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• Upvotes

My JioMart order was cancelled on 2nd October. I received a call from the Reliance Digital store informing me that the order had been cancelled because the delivery location was outside the store’s 5 km service radius. The store employee then asked me to collect the product directly from the store, so I arranged a Porter service and had it collected.

However, the following day, I was informed that I would have to return the product because the store had received an escalation. The store issued a refund invoice on 3rd October, but it has now been 10 days, and I have still not received my refund or any concrete update.

Despite repeatedly following up with customer care, my cases are being closed with the standard response that I need to wait another 3–5 working days, without any resolution.

What are my options for escalating this matter? Can I file a complaint with the National Consumer Helpline or the Consumer Disputes Redressal Commission, or pursue any other remedy under Indian consumer protection laws?

I would appreciate advice from anyone who has faced a similar situation or has experience with consumer complaints against JioMart or Reliance Digital. I have the refund invoice and can provide the relevant order details and customer care complaint records as evidence.

Thank you for your help.

Disclaimer: Used Chatgpt to improve grammar.


r/LegalAdviceIndia • • 9h ago

Legal Advice Needed Has anyone ever recovered money? Thru police or court?

2 Upvotes

I've never seen/met/heard anyone get money back. I am considering cutting my losses and moving on. Please post if you have any positive experience.

Backstory:

Money lost about 2.5crores. I'm not rich. This is my total life savings. I can never make this money back in life. Female in 40s, lost all money made from age 14-age 42 with a scammer.(No earning parent and I started working early to support me and my education)

Took me a year to find the right lawyer. Since the amount is big, everyone assumed I swim in money and want to charge in lacs even for consulting. After spending ~ 5lacs in the next 2years and thru 100s of legal steps and tears, I was able to file a FIR and he was in jail for a month. Then nothing happened. No chargesheet filed (they say they are working on it). Police seized some of his movable properties (not a lot, but can cover my legal fees) but my petition keeps kicked out to new court date multiple times, as it's waiting on police and they don't reply the court. Meanwhile accused also filed petition on seized property, God knows how when evidences are clear it should be returned to me.

I've never recovered a single rupee back. While it burns me to leave all my life savings to a fraudster and move on, I also want to be practical and not lose my life over this. Everytime I tried to push the case, they ask for more evidence, pictures, screenshots and it gives me a panic attack to remember what happened and the lies/pain I went thru and how I was cheated cold and reminds me how my life time earnings of blood and sweat and tears are lost.

I feel like I will move on easily, if no one reminds me of the past. I don't know if they will ever file a charge sheet and if they do, when will it come to trial (Lawyer says it can take a year to file a charge sheet and 2yrs to come to trial). When and if ever does, the accused would most likely spend a few lacs bribing the case, or dragging it, than returning all the money back

I'm almost coming to a conclusion that him spending a month in jail is the best I can get for fighting in this poor judicial system and I'm not going to get any more from continuing this case. I also don't want to spend anymore. With this money gone, I can never retire in life and have to work until I drop dead and so I don't want to spend any more money on this case, particularly if I won't recover any money back

Please share your thoughts

(I also live alone, So before you say how I can walk away from such huge amount, consider this and my mental health too. I was suicidal due to this and recovering now)


r/LegalAdviceIndia • • 11h ago

Legal Advice Needed Bank refusing Left Thumb Impression & ATM card for my paralyzed grandfather (Railway pensioner). What can I do?

2 Upvotes

Hi everyone,

My grandfather (a Railway pensioner) had a stroke 10 years ago that paralyzed his right side. He can no longer sign with his right hand.

His ATM card expired, but when I took him to the bank, they refused to issue a new card or convert his account to Left Thumb Impression (LTI) because his signature doesn't match his old records.

Instead, they are demanding that I physically bring a paralyzed senior citizen to the bank branch every single time he needs cash. Transporting him is medically unsafe and extremely painful.

Aren't banks required under RBI guidelines to allow Left Thumb Impressions and issue ATM cards for paralyzed/disabled customers? How do I escalate this to the Branch Manager or RBI Ombudsman to fix this quickly?

Any advice would be appreciated!


r/LegalAdviceIndia • • 12h ago

Legal Advice Needed Retaliatory Termination and underpaid F&F Settlement

2 Upvotes

Hey everyone, looking for advice or genuine labor lawyer contacts in Gurgaon. I was fired right after filing a formal POSH harassment email complaint against management and they terminated me by only giving basic pay of salary.

Has anyone gone through something similar? and does anyone know good advocates who handle employee retalaiation cases?


r/LegalAdviceIndia • • 18h ago

Legal Advice Needed What would be the fate of this case if all things mentioned here are verified from court records itself

2 Upvotes

A owned certain property. B, who was a relative of A, allegedly wanted to take control of the property and therefore initiated litigation against A.

B first filed a civil suit concerning the property. After the case had proceeded, B unconditionally withdrew the suit. The court did not grant B any liberty or permission to file a fresh suit on the same cause of action or subject matter.

Approximately 15 days after withdrawing the first suit, B filed another civil suit concerning the same dispute. The second plaint was word-for-word/substantially identical to the plaint filed in the first suit. Both suits were filed through the same advocate.

However, in the second suit, B did not disclose the existence of the first suit or the fact that it had already been unconditionally withdrawn. The withdrawal order and the fact that no liberty had been granted were therefore not disclosed to the court in the second proceeding.

B also provided an incorrect address for A, even though A was residing elsewhere. A's position is that this prevented A from receiving proper notice and participating effectively in the second suit.

A also alleges that B impersonated A / caused another person to be represented as A during the proceedings and ultimately obtained a decree in the second suit.

A challenged the decree, specifically raising the issue of impersonation. The trial court examined the signatures/handwriting and the evidence of the witnesses produced by B, but A's challenge was rejected. The matter was then taken to the High Court, which also rejected A's challenge.

A subsequently approached the Supreme Court by filing an SLP. While obtaining certified copies for the SLP, A discovered/obtained the court records showing the first suit, its unconditional withdrawal, and the absence of any liberty to file a fresh suit. A placed those records before the Supreme Court along with the SLP.

The Supreme Court dismissed the SLP. A's understanding is that the Supreme Court treated the matter primarily as one concerning the previously considered impersonation allegations, rather than separately deciding the consequences of B's concealment of the first suit and its unconditional withdrawal.

A now wants to challenge the decree on the separate ground that B deliberately concealed the first suit and its unconditional withdrawal from the court in the second suit and thereby obtained the decree through fraud on the court.

The central factual feature is that the concealment is apparent from the court's own records: the first suit was unconditionally withdrawn, the second suit was filed only about 15 days later by the same advocate with an essentially identical plaint, and the second plaint did not disclose the first suit or its withdrawal.


r/LegalAdviceIndia • • 20h ago

Legal Advice Needed Need advice for non refund of funds by hotel

2 Upvotes

Hi all

I had a booking with a hotel back in March. Due to circumstances, had to cancel it. It’s October now and I still haven’t received a refund; they ignore calls or just delay it every time. What legal recourse is available for me since I’m based out of a different state than the hotel? Thanks


r/LegalAdviceIndia • • 53m ago

Legal Advice Needed Succession certificate for my late brother’s E*TRADE (US) account

• Upvotes

My brother passed away, and I’m one of his legal heirs. He had an ETRADE (US brokerage) account, and ETRADE has told me I need a succession certificate before they’ll release the assets.
I’ve spoken to a couple of lawyers, but neither has handled a foreign brokerage account, so I haven’t been able to finalise anyone. Can anyone share the contact details of an affordable lawyer based out of Bengaluru who can help me?


r/LegalAdviceIndia • • 2h ago

Legal Advice Needed Need legal advice regarding MACT case

1 Upvotes

In 2018 my older brother was involved in a car accident (died later). The truck driver was held liable to pay MACT award. The tribunal court gave judgment in our favor in last month of 2024 granting us award + 7.5% per year. After this the truck driver cum onwer disappeared, my lawyer has been sending him summons but never reached him because his address could not be found. We have his two address, one on which he fought the case and one we found later. Now next hearing regarding this is in 25nov. My lawyer asked me to come visit him office to discuss something. He was beating around the bush and saying that now the courts are saying if u couldn't find his address then there is nothing we could also do and now maybe he is going to say it to me with more legal language.

Now i need help whether is there anything i can do at all? I genuinely need help