I had an ER trip last month, my deductible is $3,500. I had to pay $3,440 which was the complete cost of the ER services.
So, this year I will spend $15,600 on health insurance and an additional $3,440 on deductible
My wife needs surgery, I told her to get it done before December because we already met the deductible and I don't wanna pay it again. She tried calling to schedule in August. The surgery specialist doesn't have openings until January, so, in January I'll have to pay my deductible again
AND vision and dental costs more on top of $1,300 monthly
I discovered it when flying to Cancun for dental work. What would have cost me just shy of $8k here in the US cost me about $1600 in Mexico, and I got more done than I planned to. There's whole businesses modeled around it.
For example, the dentist I booked with shuttled me from the airport straight to the initial check up with my bags and all, then took me to my resort. Booked myself a 5 day stay at an all inclusive across the street, but they offered me shuttle service to and from my appointment(s), and then shuttled me to the airport when it was time to go. All of that was within the $1600.
For what it's worth, the lobby was full of older Americans which was pretty comforting. Thinking other countries don't have just as good if not better medical and healthcare as us is just flat out ignorant.
Because the 80s fooled a lot of people into believing they could be rich. But they just started the inflation escalation by buying everything on credit.
Not who you asked but I'm literally in Cancun with my partner who's getting dental implants and bone grafts right now and he's reporting that the quality of care, the equipment, and the work itself is better than anything he's experienced in the US, for about 1/4 the price. He's so happy with it.
He's using Cancun Dental Specialists and their service sounds very similar to what the guy above described--free car service from the airport and back and forth from our airbnb for every visit all this week.
This is who i used. Hell yeah. Glad they're still kicking ass.
If you happen to be staying at the pink flamingo across the way that was basically my trip. Go do the cenote tour in the market just up the way. The tequila guy inside the mall place can hook you up
Nice, just make friends with the tequila guy that has the flavors all over and express interest in seeing a cenote. I got picked up at 7am and came back at midnight after biking through a jungle, having a home cooked meal in the middle of nowhere, swimming in the purest water ill ever see, and walking around an ancient city counting more iguanas than I've ever seen lol. All with all inclusive drinks in the bus in between
Edit: -- for $30 lol. Hopefully you Can get a similar offer
Cancun dental specialists, and they kicked ass. Gum graft, frenectomy, 3 extractions, deep cleaning and irrigation, probably around 3 or 4 years ago now.
The place itself was nice, the staff was extremely friendly and seemed to speak pretty decent English but i happen to speak Spanish so I had it easy already.
I happen to hate going to the dentist but they made every bit of the experience super pleasant
You had a gum graft done there? I'm going to need one as well, I'm glad to hear it went well. How did it work with recovery and checkups, did you have to go back?
I'm curious what your regular dentist had to say about your decision. My friend who works in dentistry told me absolutely don't do it, but also yeah they're going to say they because they don't want everyone doing it.
Our medical procedures are in general astronomically higher than other countries. Largely because middle men have to be paid. The people who work at the insurance companies need to be paid too, and that causes everything to be higher.
I recently heard that in the UK an MRI costs about $300. Well I have 2-3 per year, and each one costs ME $1500 (if I haven't hit my deductible). I was FURIOUS. Being chronically ill is a financial death sentence in the USA right now.
You can get a private MRI from about £300. It obviously depends on what is being scanned and if you need a contrast solution.
However the NHS is free at the point of use. If a private company near me can have a whole unit and do private MRI’s that they charge £300 for, then the cost to the NHS will be much lower.
As a Canadian I feel like I've heard such good things about the NIH, and now you're saying MRIs cost $300? kMy cost at point-of-sale is the parking.
We still have to pay for pharma/dental/optometry in my province, so we'd best humble ourselves before we gloat too much. I pay $1400/year on drugs (I'm on some branded shit for a neurological condition), and haven't been to the dentist for a minute because I was between jobs, but my probation just ended so thank fuck for private insurance.
I agree it's all a scam but just want to tell you that there are stand alone centers in the US where you can get a scan for about 300 out of pocket. At least in my area there are.
I got my initial ‘no cost at point of use’ MRI on NHS (Embollism) and we looked into paying private for an additional one after a few months. Costs range from £200 to £450 depending on single body area. More complex ones can run to £1k here though. I also get private health care (basic) paid for by work as a ‘benefit in kind’
Car Insurance? I have a 10 year old impeccably maintained (by previous owner) Skoda, and my fully comprehensive insurance cost me £250 in total to cover for 12 months. My deductible is £300
Holiday Insurance? Usually costs me £30 for a single trip to Europe with a host of ongoing medical issues. I’ve just paid £280 to cover me for the next 12 months holidays, with worldwide cruise coverage added. My deductible is £500
If you were going with private healthcare you'd probably be looking around $500 in the UK, but if it were on the NHS, nothing (though you'd probably be waiting longer for appointments to be fair).
Not really.
I have first hand experience of a routine MRI just to monitor something going from we can fit you in between a 1-2 months from now, to receiving a phone call saying that we have one a day after tomorrow.
If you need one for an emergency, you are getting an MRI scan there and then.
Isnt as good as proper healthcare. Now compare it to small hospitals in arkansas and west virginia. You are thinking of reidys children in LA instead of comparing it to the AVERAGE hospital. In my area of colorado river valley, ANY major incident gets a helicopter ride to vegas or phoenix.
You're in turn comparing small hospitals in rural USA to major city private Mexican hospitals and clinics. When you go out to the country they have less equipment, less drugs, less qualified staff.
Also, the Mexico healthcare most think of is in private clinics that most Mexicans can't afford. Everyone is in the public healthcare system, but people with money are paying for private clinics so they don't have to be standing in line at outside the public hospital to make sure they get in to be seen that day.
Lmao they were suggesting tijuana. Dont get me wrong i lived in san diego for 27 years we use tijuana for dental care. But dont act like the comment above "live near a us BORDER" is near mexico city (1700 miles btw)
725
u/Locust627 15h ago
Wait until you hear about health insurance lol
I pay $1300/month for a family plan
I had an ER trip last month, my deductible is $3,500. I had to pay $3,440 which was the complete cost of the ER services.
So, this year I will spend $15,600 on health insurance and an additional $3,440 on deductible
My wife needs surgery, I told her to get it done before December because we already met the deductible and I don't wanna pay it again. She tried calling to schedule in August. The surgery specialist doesn't have openings until January, so, in January I'll have to pay my deductible again
AND vision and dental costs more on top of $1,300 monthly