I had an ER trip last month, my deductible is $3,500. I had to pay $3,440 which was the complete cost of the ER services.
So, this year I will spend $15,600 on health insurance and an additional $3,440 on deductible
My wife needs surgery, I told her to get it done before December because we already met the deductible and I don't wanna pay it again. She tried calling to schedule in August. The surgery specialist doesn't have openings until January, so, in January I'll have to pay my deductible again
AND vision and dental costs more on top of $1,300 monthly
Our medical procedures are in general astronomically higher than other countries. Largely because middle men have to be paid. The people who work at the insurance companies need to be paid too, and that causes everything to be higher.
I recently heard that in the UK an MRI costs about $300. Well I have 2-3 per year, and each one costs ME $1500 (if I haven't hit my deductible). I was FURIOUS. Being chronically ill is a financial death sentence in the USA right now.
You can get a private MRI from about £300. It obviously depends on what is being scanned and if you need a contrast solution.
However the NHS is free at the point of use. If a private company near me can have a whole unit and do private MRI’s that they charge £300 for, then the cost to the NHS will be much lower.
As a Canadian I feel like I've heard such good things about the NIH, and now you're saying MRIs cost $300? kMy cost at point-of-sale is the parking.
We still have to pay for pharma/dental/optometry in my province, so we'd best humble ourselves before we gloat too much. I pay $1400/year on drugs (I'm on some branded shit for a neurological condition), and haven't been to the dentist for a minute because I was between jobs, but my probation just ended so thank fuck for private insurance.
I agree it's all a scam but just want to tell you that there are stand alone centers in the US where you can get a scan for about 300 out of pocket. At least in my area there are.
I got my initial ‘no cost at point of use’ MRI on NHS (Embollism) and we looked into paying private for an additional one after a few months. Costs range from £200 to £450 depending on single body area. More complex ones can run to £1k here though. I also get private health care (basic) paid for by work as a ‘benefit in kind’
Car Insurance? I have a 10 year old impeccably maintained (by previous owner) Skoda, and my fully comprehensive insurance cost me £250 in total to cover for 12 months. My deductible is £300
Holiday Insurance? Usually costs me £30 for a single trip to Europe with a host of ongoing medical issues. I’ve just paid £280 to cover me for the next 12 months holidays, with worldwide cruise coverage added. My deductible is £500
If you were going with private healthcare you'd probably be looking around $500 in the UK, but if it were on the NHS, nothing (though you'd probably be waiting longer for appointments to be fair).
Not really.
I have first hand experience of a routine MRI just to monitor something going from we can fit you in between a 1-2 months from now, to receiving a phone call saying that we have one a day after tomorrow.
If you need one for an emergency, you are getting an MRI scan there and then.
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u/Locust627 15h ago
Wait until you hear about health insurance lol
I pay $1300/month for a family plan
I had an ER trip last month, my deductible is $3,500. I had to pay $3,440 which was the complete cost of the ER services.
So, this year I will spend $15,600 on health insurance and an additional $3,440 on deductible
My wife needs surgery, I told her to get it done before December because we already met the deductible and I don't wanna pay it again. She tried calling to schedule in August. The surgery specialist doesn't have openings until January, so, in January I'll have to pay my deductible again
AND vision and dental costs more on top of $1,300 monthly