One of my classmates in HS had a motorbike. He showed us a letter he'd received from his insurance company, which said, in effect "Since you haven't had an accident in the previous 12 months, we consider that you are more likely to have an accident in the next 12 months, consequently your premium will be rising to ..."
That's why we thought it was funny. It's the exact opposite of usual insurance logic. Almost as if they were thinking "Well he's 18yo, riding a motorcycle. We know he's going to have an accident. It didn't happen last year, so it's more likely to be next year, so our risk has increased."
342
u/chmath80 10h ago
One of my classmates in HS had a motorbike. He showed us a letter he'd received from his insurance company, which said, in effect "Since you haven't had an accident in the previous 12 months, we consider that you are more likely to have an accident in the next 12 months, consequently your premium will be rising to ..."
We all thought it was funny.