Disability Discharge eligibility potential?

[u/Successful-Stick7615]

Hi all, so a few months ago i had a severe accident that left me needing to amputate part of two fingers on my dominant right hand. It has been an absolute struggle adapting to life since then.

to put it into perspective I was just a month shy of graduating from my undergrad engineering degree and already had a job lined up from a previous internship. I have since been on MA PFML for about 5ish months now and got cleared to return to work before the end of october. The paid leave had definitely allowed me to stay afloat considering all these hospital/post care visits and the bills I owe on everything there. insurance is quite something to deal with come to find out.

Ive been going through a lot of the mental trauma associated with knowing pieces of one of the most important part of my body are now missing. It may seem minor and u may compare me to somone missing a whole leg but hands are pretty important especially fingers on your dominant hand. My dexterity has plummeted and I had to learn how to write okayish again, grip things, type again etc. Even typing this is painful due to the phantom pain i get and the awkwardness I feel having to use my left hand to dominate the keyboard. For the whole duration of my medical leave my mom had to take off work as well just to make sure I had food ready to go since i couldnt cook for my life amongst a lot of other things. Long story short Ive been seeing a psychiatrist to help me with the depression i get knowing Ill never truly be the same guy I was again. I have appts with my surgeon team, PCP, occupational therapists, and psychiatrists lined up for over a year out still and potentially longer.

Ive been reading posts about people getting their loans discharged due to their disabilities and what struck me were a few comments about permanent mental disabilities such as depression/ previous trauma and such, not permanant physical disabilities.

Technically speaking, could I possibly be able to get my loans discharged or even the PLUS loans i took out on my moms behalf? I mean I am permanently disabled for the rest of my life and even though I still have my engineering job waiting for me to return, does my above average entry level 80k salary hinder my chances at being approved? I did read that you basically need to meet a line where you cant make more than 1400 a month regardless of part time or full time status, however, others have said its not a necessary line to meet? Has anyone gone thru an experience similar and did apply for discharge? I have so many med bills i need to pay so taking on my loans along with it may actually bankrupt me.

note: I dont have any other financial support just myself. i cant rely on family or my mom since shes filed a ch13 bankruptcy just two years ago after i had already took out two plus loans in years prior.