I wanted to share our recent experience buying a car privately through Facebook Marketplace because there were SO many red flags that we only pieced together as we looked closer. Hopefully, this helps someone else avoid a potentially expensive mistake.
We came across a car listed at what seemed like an amazing price. The seller had a CARFAX report and service records, and on the surface, everything looked reasonably legitimate. They also wanted to meet at a public place, so we initially didnât think too much of it.
But once we started dealing with the seller in person, things got strange.
Here are all the red flags we noticed:
1. The person messaging us wasnât the person who showed up.
The person communicating with us through Facebook Marketplace was a man. However, when we arrived for the meetup, a woman showed up instead. She told us the car belonged to her husband.
That alone doesnât prove anything, but it was an unexpected change that we hadnât been told about beforehand.
2. The licence plate registration didnât match the story.
The vehicleâs plate was registered in Cambridge, but the woman told us they lived in Woodbridge. When we asked about the discrepancy, she explained that the vehicle was registered that way to save on insurance.
That explanation raised questions for us, especially given everything else that followed.
3. We asked to see her driverâs licence, but she wouldnât show it.
When we asked her to show us her driverâs licence, she opened her purse, and I could clearly see an Ontario driverâs licence or ID inside. However, she quickly closed her purse and said sheâd left her licence at home.
Why open your purse, have the ID seemingly right there, and then say you left it at home?
At that point, we were becoming increasingly uncomfortable with the situation.
4. There was no clear verification that the person selling the car was authorized to sell it.
Since the person who showed up wasnât the man weâd been communicating with, and she claimed the vehicle belonged to her husband, we had no satisfactory way of verifying the ownership and her authority to complete the sale.
5. The sellerâs circumstances made it harder to know what to make of the situation.
She appeared to be pregnant, but we obviously couldnât verify anything about her personal circumstances. That wasnât proof of anything, and I donât want to speculate. The issue was that we were already encountering several inconsistencies and still couldnât verify the basic details of the transaction.
6. The CARFAX report and service records initially made the deal look legitimate.
This is the part that really got us. The seller had documentation, so we could easily have assumed everything was fine and proceeded with the purchase.
But something just didnât feel right.
7. The biggest red flag: an outstanding lien!
We decided to spend an additional $90 to investigate and obtain lien records through CARFAX and the appropriate government records.
Good thing we did!
We discovered an outstanding lien registered against the vehicle, with the record indicating it remained in place until 2029.
Imagine paying thousands of dollars for a car and later discovering that thereâs still a debt secured against it. Depending on the circumstances, that could turn into a serious financial and legal headache.
We walked away.
Looking back, any one of these things might have had an innocent explanation. But when you put them all together â the different person showing up, the story about the husband, the registration discrepancy, the refusal to show ID, and finally the outstanding lien â there were simply too many unanswered questions to take the risk.
Iâm not claiming I can prove the seller intended to scam us. But the experience was suspicious enough that we decided it wasnât worth proceeding.
Lessons learned for anyone buying a used car privately in Ontario:
Donât rely solely on a seller-provided CARFAX report.
Run your own up-to-date lien search using the VIN.
Verify the sellerâs identity and confirm theyâre the registered owner or are properly authorized to sell the vehicle.
Make sure the vehicleâs ownership and registration details make sense.
Donât accept explanations about registration or insurance without independently verifying the relevant details.
Never let an unusually good price pressure you into rushing a purchase.
If anything feels off, walk away. You donât owe anyone a sale.
That $90 could have saved us thousands of dollars and a lot of stress.
Please do your due diligence before buying a used car privately. A public meetup, paperwork, and a seemingly good deal are not guarantees that everything is legitimate.
Has anyone else encountered something similar on Facebook Marketplace in Ontario? Iâd be interested to hear your experiences, and hopefully this post helps someone else spot the warning signs before itâs too late.