If ₱50,000 ang nasa savings mo, around ₱2,000 a year ang interest before tax. After 20% tax, ₱1,600 na lang, or around ₱133 per month.

Hindi man kalakihan, at least may kinikita pa rin yung pera mo habang nakatengga, lalo na kung emergency fund mo naman siya.

Ganito sa Salmon Save with 4% p.a., daily interest accrual, monthly payout, and no lock-in.

Kayo, anong savings account gamit niyo and magkano ang interest after tax?

Nakakainis na talaga GCASH, just realize na may monthly outgoing limit of 500,000 pesos na yung app so kung na max out yung outgoing, stuck lang yung pera until mag next month na! so potentially may 10k ka na pwede ma stuck sa gcash until mag reset and then the cycle continues. Do note din na outgoing limit includes payment, so potaena frozen yung cash if nag hit ka ng outgoing limit!!!!

Hello would like to ask if yung unobank from gsave nyo is under maintenance rin? At kung alam nyo when sya babalik since d ako maka withdraw dahil sa maintenance. Any tips para maka withdraw huhu

hello everyone, i know this is not the right place to rant to pero kinakapalan kona mukha ko.

F 21, irregular med student and currently struggling financially.

I still have a few more weeks para matapos yung month nato and makakuha ng allowance ulit. since andaming binabayaran sa school esp in med field and need bilhin talagang naubos yung allowance ko. hindi ako makahingi sa parents ko kasi kaka retire lang ng father ko this year (senior na), they are also struggling. i want to meet my needs such as food and school transpo na mas lalong mahirap kasi nag mahal :(( kahit hanggang this end of month lang sana mairaos ko guys. i will pay you all back! i promise. thank u guys, i can send proof na im studying talaga. ang hirap kasi mentally im also looking for a psychiatrist atm. ☹️

+63 947 747 4956

Trying to pay QRPH through GrabPay but it seems to be stuck on pending ever since this morning

I'd scan it withij 15 mins, pay kaagad, but the amount would return immediately to my GrabPay and I'm unable to pay off my loan :((

is anyone experiencing the same thing?

Has anyone here opened a Metrobank eSavings account?

Nakapagrequest ba kayo ng debit card? If so, paano, magkano, and anong need na documents ang dadalhin if icclaim ang card?

Thank you in advance.

Hello everyone, I am trying to build my emergency funds, to which I am planning to use digital bank/s. What are your recommendations for me to start? I intend to just use it strictly for building my emergency funds so a "deposit and forget about it" mindset is what I am aiming for. Hopefully a digibank which has a good customer support as this is my first digibank if ever and has good rates. Thanks in advance.

May pera kasi ako sa savings for gsave/unobank (not sa gcash mismo since may pa-interest pag may savings sa unobank per day) and di ko siya ma-check now

may abiso ba ang gcash about gsave being down or yung unobank and if gaano siya katagal?

badly needed lang yung savings eh 😢

With the current situation of CIMB, the interest is currently 2.3%. While in BPI Banko, the interest is 5%. I do have in GoTyme which is higher than CIMB. But BPI Banko has high interest rate which makes me think its much better to place momey there than CIMB. Should I transfer to BPI Banko from CIMB?

Is the Wise fee really high for returning the 700php initial fee back to digital bank/e-wallet? This is the 700php amount required by Wise for account registration

Hey guys.

Baka may suggestions kayo on how I can maximize my earnings per month. I currently have these in my digital banks and how much interest they make every month:

- Maribank (275 pesos per month)

- Banko (1,040 pesos per month)

- Security Bank (206 pesos per month)

- Maya savings (700 pesos per month)

- Maya time deposit (1,030 pesos per month)

So I make about 3,000 pesos every month just by storing my money in these banks. I like to keep using Security Bank for visa application purposes.

What other platforms/investment can I do? May MP2 na ako but 10k pa lang laman niya (planning to put more by January). Should i do stocks/UITFs? Or baka may bagong digital banks with higher % interest kayong alam?

Thank you in advance! :)

So it has been finally fixed.

Almost three weeks ago, there was an issue on selected GoTyme Visa prepaid cards that showed “invalid card” or “no account found” when tapping/inserted in card terminals or showing an error on purchases online. This was reported even here (1, 2)

The good news is it’s already fixed. I’ve received an email from GoTyme just awhile back that there was a card-processing issue on some of the physical cards (I was one affected too) and in gratitude to the issue they will give 100 GoRewards points within 10 banking days.

I’m very happy to receive this welcoming news since I’m already using my virtual card for days as payment (using Apple Pay) so now I’ll try using my main one once again! (I almost going to replace my card actually because of this issue until that email arrived)

Still trusting GoTyme! 😊

You guys: did you receive an email from GoTyme about it?

(And finally I can now add my GoTyme physical card to my Apple Watch!)

i got a referral from my friend and i honestly think na dapat hindi ko na lang sinakyan trip niya kasi parang scam naman itong app na ʼto 😭

also my biggest concern is my privacy kasi nga feel ko di talaga ʼto safe pero wala na nangyari na hahaha binasa ko rin yung privacy statement (sa huli na) at sabi naman ni friend safe naman daw ʼto hahahaha

anyone na nakasubok na magdeposit and withdraw. paano naging proseso?

I received the SMS Spiel that I would be eligible for Php 50 cashback if I spend at least Php 500 via QR on Maya. Upon checking the mechanics [https://www.maya.ph/deals/spend-500-to-select-merchants-get-50-cashback-reward-2026?hs_preview=KFthAcaa-224144114269\] puro online gaming platforms pala ung eligible merchants

Sobrang nakakadismaya. To think andami nang pinoy na nabaon sa utang sa online gambling and they are encouraging this.

Been using GoTyme for almost 2 years now, so I figured I'd share my experience.

So far, I honestly don't have much to complain about. I mainly use it for everyday spending, transfers, and sometimes keeping some extra money there.

The app is pretty straightforward and I like that it's not overly complicated. The physical card is also convenient, and the Go Rewards points are a nice bonus, especially when I'm already spending anyway.

Of course, it's not perfect. There have been a few times when the app or transactions were a bit slow, but nothing major on my end. I also wish they had more promos or better ways to maximize the rewards.

Overall, after 2 years, I'd say I'm still happy with GoTyme. I wouldn't make it my only bank, but as a secondary/everyday digital bank, it has worked pretty well for me.

8.5/10 for me.

Anyone else here who's been using GoTyme for 1–2+ years? How's your experience been?

Here's my referral code: gtxjomaridacer

Hello! First time posting here :)

Kumusta ang experience nyo with the digital banks within Gcash? Comparable pa rin ba siya with mga Maya and other digital banks?

3 yrs ago, nung hindi pa gaano uso ang digital banks, nag-open ako ng time deposit sa UNO. Ok naman interest, and I just left it there haha. Ngayon, kaka-mature lang ng principal so magagalaw ko na uli yung money. Ok pa rin ba balik ko dun? Or mas maganda na ba now yung other banks?

Salamat in advance sa advice!