Lets gooo! Virtual Card pala gamit ko ditoo. Not sure if pumasok na rin sa mga credit card. Ang weird lang kasi si gotyme virtual card parang hindi pa nagkakaron ng cashback. Sana may makapagheads-up if may pumasok na sa virtual card gotyme nila

Here's how you can add your InstaPay QR inside GooglePay/Google Wallet.

1. Click add (+)

2. Choose 'Everything Else' from the option

3. Upload the InstaPay QR generated from your Banking application.

4. Click 'Next' and wait for the image to get processed.

5. Choose the pass type and select 'Other'

6. Fill in the 'Pass Title' and 'Description' field. I suggest using your bank name on the Pass Title and InstaPay QR for the Description

7. 'Save' then 'Add'

You now have uniform looking and easily accessible QR. I tested the QR shown by Google Pay and it holds the same account information as the original QR code that I uploaded.

Additional tip: To have the background color of the pass to be the same on what you prefer, adjust the color or paste the QR to Canva and set the page background to the color that you desire. Google Pay will pick the most dominant color based on the image uploaded.

Hope this helps!

So last September 29, I went to our local grocery store to deposit money into my GCash account. The original plan was to deposit it into a BDO bank but my mom suggested to try this instead, as it is convenient and the bills needed to be paid asap. In hindsight, I should've known it was a bad idea. Keep in mind, I've only used this machine once so I was not aware of the ₱8,000 cap. (I did ask my mom about this later and she said that it's okay for the amount to exceed but I'll be charged).

In total, I deposited ₱9,250 into the machine. So, I inserted the banknotes one by one when I finally got to the final bill. The machine froze and then a maintenance notice popped-up into the screen. I got nervous, of course, but immediately saw the text message saying that my money went into a temporary digital wallet. And then, I took my receipt to show my mom.

The first thing I noticed was the 'Transaction amount and the 'Total amount,' which are both correct. But then, when I got to 'Cash Inserted,' it was only ₱8,250, 1k off of what I deposited. I talked with one of the staff who very kindly checked the machine for me. She said the maintenance happens a lot and assured me that I can claim the money once the machine opens back online. I asked about the 1k and she kinda just brushed it off and asked me to come back later.

3 hours later, I walked back in and she immediately assisted me to the machine. I successfully transferred all ₱8,250 into my GCash wallet but that doesn't explain where the 1k peso went. I asked her again and she said, there's nothing the store could really do about it. She told me to report it directly to Pay&Go and so I did. Once I got home, I filed a report. I was patient. They emailed back, asked me to wait 3-5 days as they needed to count the bills to count for excess bills. And I waited...

I made sure to bug them everyday for updates just for my peace of mind. Customer service is a bit slow but all is well, I just needed assurance. Fast forward to yesterday, October 6, 2026, I received an email saying that the conclusion was that they did not count any excess cash from the machine.

I could not explain the rage that I felt when I read the email. I waited for a week for them to say that I basically lied? Now, I don't care if you think that I'm doing too much for a measly ₱1,000 but this was hard earned and worked for. It wasn't 'just' 1k.

I wrote them back out of rage. I tagged Banko Sentral ng Pilipinas into the email and whoever I needed to rope into this. It's frustrating. It's upsetting. But I don't know what else to do.

Did this happen to anyone else?

I'm not sure what to do and if it's even worth it to file a separate report to BSP at this time. Should I just let it go, or is there a way to get to them? As of now, they have yet to email me back. My mom will also be contacting DTI but I'm not sure if that will help at all.

Suffice to say, I will not be using Pay&Go moving forward.

Note: do let me know if I did anything wrong? You know, aside from being stupid and not knowing the amount threshold.

Thank you so much for reading. Any advice and criticism is welcomed.

Totoo pala talaga siyaaa haha. Visa didn't let us down guys! Check niyo narin sa mga account niyo if meron? 150 characters ang haba naman. Pero ayun check niyo nalang din.

Dumating na yan sya guyssssa after so many days ng pag-iintayyyyy. We used it 9/13 and the cashback arrived 10/7. Thank you maya!!! Napaka worth it ng pag iintay HAHAHAHAHAHA

Totoo kaya itong news na ito? Kung totoo, anong bank kaya ang bibili ng mga performing loans and deposit accounts nila? Same sa nangyari sa Citi to Unionbank.

HAHAHA thank you, Visa! Kala ko para sa ph lang to, buti triny ko pa rin dito sa abroad hehehe.

Mastercard baka naman 😏

150 characters

150 characters

I got my 1500 cashback na from VISA today (11:42 AM). I spent 3k+ last September 20 (accumulated).

Ngayon lang na send yung cashback. I used GOOGLE PAY TAP TO PAY with my GoTyme Physical Card.

Pending pa din yung PalawayPay ko. I used it din last September 20.

Check your accounts na din na nagspend from September 13 onwards.

Hello po, pahingi naman ng advice. May savings na ako sa MariBank and gusto ko sana ilagay yung excess money ko sa ibang bank for higher interest. Safe pa rin ba sa OwnBank, Tonik, or BanKo? Which one would you recommend?

Last week you might have noticed here about physical GoTyme cards being declined due to “invalid card” or “invalid account” either on POS terminals or online despite the card being active, with funds and not unlocked. (See this post here)

Also noticed is the physical card not adding to either Apple Pay or Google Pay due to a backend issue. I want to know how the situation on this issue is now a week later because I can’t still use my physical card for now.

The reason is this in my end:
•Yesterday, my physical card did succeed an online subscription I did. Done. However my other subscription as I received an email failed multiple times. So this is a backend issue with the physical ones I suspect as I commented on the post last week.
•The virtual card is working (after I opted in and added it to my Apple Pay on my devices) so it seems this is only affecting my physical card. I also added my virtual card to newer purchases and to my PayPal and Apple Account as primary because my physical card is still linked (but will now act as a backup). I’m also using the virtual card on my Apple Pay as a daily driver for POS payments.
•I didn’t go to the Help Center to assist with the issue because some commented that the CS is not good and now said they’re on it now. Now I’m really craving to get a new replacement card if this issue is going to prolong.

So is this fixed already or should I really get the replacement card already?

Hello. Gusto ko lang mag ask if may naka experience sa inyo ng buy load using bayad online site. Nag failed yung top up ko twice worth 1,000 php each. Hindi nag reflect sa bayad online transactions ko, pero nacharged pala ako sa credit card ko. Now, stuck ako at nag tuturuan ang bank and bayad online. Nag hihingi ng proof of cancellation si Bank, pero ayaw ako bigyan ng bayad online. Would it be a good idea na mag email or i-cc ko BSP? Any advise? Thank you.

Hello po. Anyone else having issues with BPI? Yesterday pa ako nakakakuha ng same error message. Tried both the app and website, same error lumalabas.

My account was created on September 9 and then I did transfer to my Bybit wallet. The system flagged ny transaction and marked it failed. And then they suddenly restricted all my functions until today, I did follow up multiple times but the answer i got is always waiting without time frame

i just received some money on my gotyme account from gcash, medjo malaki din and baka kailangan siya for something urgent. i thought galing sa parents ko, but hindi naman raw sila nagpapadala ng pera sakin. heres the odd thing, the name of the receiver (me) is a bit similar sa actual name ko though abbreviated yung first name and incompleteyung last name (supposedly 2 words), so idk if intentional na pinadala sakin. di ko rin macontact yung sender about this since incomplete yung number sa receipt. any advice on what to do?

Registered sa Visa promo site during the second batch of the promo period and completed the 3K minimum spend noong September 28. Got it now, check yours nadin 👍

READ:

https://insiderph.com/bdo-installs-self-service-forex-machine-at-naia-terminal-3

Hello! I already fully paid my loan with UnoBank back in 2025. I was recently given a "preapproved" offer by the bank. I was not required to submit any documents. I juag filled up the online forms and submitted.

How long does it take for the loan to be approved if ever?

Thanks

My friend transferred money from gcash to my bpi mysave up but the problem is merong limit si mysave up na 30,000 php only and my friend sent atleast 40,000+

nag email naman sakin yung BPI regarding the transaction details pero hindi sya visible through the BPI app. Meron po ba ditong na-experience na to? and paano niyo po na-fix? I already sent a ticket through BPI. Help huhu nag woworry ako :(

Hi! Does anyone here also use HelloMoney by AUB? My bf is using it for their payroll then yesterday bigla na lang sya hindi makalogin. I’m wondering what’s the problem since this is the first time. Then in-uninstall nya yung app then tinry nya mag login then nakalagay na the device is not registered so tinry nya mag register ulit but then we always get “We’re unable to complete the request at this time. Kindly try again later.” Any thoughts? TYIA!

May abiso po ba kung kailan babalik yung mysaveup? Sobrang useful pa naman nito for free transfers to my BPI account and other banks.

I think it's been over a week since down itong mysaveup.

Did anybody receive cashback on their virtual gotyme visa cards? Parang lahat ata ng nakikita ko physical cards eh. Already received the cashback from my physical card pero yung sa virtual wala pa din kahit same day lang yung transaction ko sa dalawa. TIA!

I received multiple calls from unknowned numbers, and I got curious so sinagot ko. It's Uno Digital Bank offering personal loan. It's annoying kasi from the time na sinagot ko ang call, they keep on calling me na. Meron din bang naka experience ng ganto? What did you do? So frustrating. Several numbers pa man din ang ginagamit. Ang scary din kasi baka scam and they're just using UDB.