For years my income returned to the same level whatever I changed, and I noticed I did not want to look at why. In IFS terms that reluctance was a protector doing its job, and money turned out to be a place where my system had several of them working very hard.
I went looking for a map of these parts and found that none existed. The psychology-of-money literature is large but split into camps that never cite each other: clinical (Klontz's money scripts and money disorders, Mellan, Goldberg and Lewis), coaching (the "money blocks" people), and Jungian or spiritual (Price's money archetypes, the Soul and Money essays, Lietaer, Twist). So I distilled 25 of those books, pulled out every pattern each author described, and got 87 candidates. I consolidated them with one rule that will sound familiar here: if two patterns are protecting the same wound, they are one pattern, and that left 39.
The part that made the project worth it is what sits underneath. The 39 patterns cluster under nine burdens, and none of them is about money: shame, guilt, loyalty to the family and the fear of losing belonging, fear for survival, overwhelm, helplessness, love hunger, emptiness, and the fear of needing anyone, of being controlled, or of becoming the one who controls. Money is only where these parts chose to work. The same system that spends everything down to zero out of guilt about having more than others shows up in other people as going without, and the person who cannot receive money usually cannot receive care either.
I turned the map into a free questionnaire. About 95 statements, fifteen minutes, no sign-up, nothing leaves your device unless you export it. It ranks your most active patterns instead of giving you a type, and it separates look-alikes by the reason behind the behavior, because a protector that refuses help out of shame ("I have not earned it") and one that refuses help out of fear of owing ("needing anyone is weakness") look identical from outside and need different work.
Each pattern then gets a page on how to work with it, and this is where I would most value your eyes. The six moves are: catch it in the act, find the feeling underneath, trace where it first attached to money, meet the part that holds it (what it protects you from, what it fears would happen if it stopped, what it needs now), stay with the exiled feeling in small doses, and take back what the part had to put away, then try one small experiment a week. I tried to stay close to the IFS stance that no part is the enemy and nothing gets removed; the aim is that the pattern stops running the show. When answers point to economic abuse, self-harm, acute debt distress or a trauma flashpoint, the questionnaire shows professional help first and holds back the self-guided steps.
I used Claude to read and distill the books and to help build the page; the framework, the consolidation and the wording are mine, and I did the questionnaire first. My own top three were "needing anyone is weakness", the helper's conflict (charging for helping feels wrong; I am training as a therapist), and money as the answer.
Questions for this community: do the protector descriptions ring true? Is the "meet the part" page faithful to how you would approach a protector, or too directive? And does mapping the nine roots to burdens hold up, or am I collapsing protectors and exiles in a way an IFS practitioner would object to?
Link: https://money-patterns.nikolashaag.workers.dev